8166 Ludlow Rd, Cook, MN 55723 Property Records

St. Louis County property record for 8166 Ludlow Rd, Cook, MN 55723

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 4 ba · 2,985 sqft · built 2002
Owner2 Individual Names on File
Last Sale$1,050,000 (Sep 2025)
Tax Bill$14,640 (2026)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN698-0050-00330

Property Details

APN / Parcel Number

Primary APN698-0050-00330
Alternative APNs
  • 378-0050-00330
  • 1151032
  • 795991

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,985 sqft Gross Area
1st Floor Area2,354 sqft
Basement Area1,754 sqft
Finished Basement1,754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeFrame

Exterior Amenities

PorchPatio
Porch Area299 sqft
Deck Area80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1151032
Street Address8166 LUDLOW RD
CityCOOK
StateMN
Zip55723-8706
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOTS 33 AND 34 SERIAL #
Legal Lot Number33-34
JurisdictionST LOUIS MN
Township / Civil DivisionNORTHEAST ST. LOUIS
Census Block Group2
Census Block2067
Census Tract15501

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9375 CEDAR LAKE RD S, MINNEAPOLIS, MN 55426-2359
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Deed Document Number20251518484
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address8166 LUDLOW RD, COOK, MN 55723-8706
Document Number00A1302736
Instrument DateJan 4, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8166 LUDLOW RD COOK MN 557238706, COOK, MN 55723-8706

Mortgage

Document Number00A1302736
DateJan 25, 2017
InstrumentA1302736
Lender
NameBOUNDARY WATERS ST BK
TypeBank
AddressELY, MN 55731
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 24, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,640.00 (+35.3%)
2025$1,180,500 (+167.87%) Land $178,400 Building $1,002,100$1,180,500 (+167.87%) Land $178,400 Building $1,002,100
2024$10,820.00
2022$440,700 Land $121,300 Building $319,400$440,700 Land $121,300 Building $319,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimApr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 75% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Telephone Company
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ludlow Rd

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