St. Louis County property record for 8181 Ludlow Rd, Cook, MN 55723
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 480 sqft · built 1930 |
| Owner | Owner Name on Record |
| Last Sale | $140,000 (Jan 2008) |
| Tax Bill | $1,170 (2024) |
| Deeds & Mortgages | Apr 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 698-0050-00370 |
| Primary APN | 698-0050-00370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Gross Area |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Mud Sill |
| Deck Area | 267 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Account Number | 860035 |
|---|---|
| Street Address | 8181 LUDLOW RD |
| City | COOK |
| State | MN |
| Zip | 55723 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0037 BLOCK:000 SERIAL # |
| Legal Subdivision | LUDLOWS LANDING |
| Legal Lot Number | 37 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | NORTHEAST ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 15501 |
Source: St. Louis County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 4812 NORTH RD, WISCONSIN RAPIDS, WI 54495-9282 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2008 · Amount on Record |
| Deed Sale | Jan 16, 2008 · Amount on Record |
| Deed Document Number | 1072035 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 8181 LUDLOW RD, COOK, MN 55723 |
| Document Number | 00A1378435 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8181 LUDLOW RD COOK MN 55723, COOK, MN 55723 |
| Document Number | 00A1378435 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | A1378435 |
| Name | NORTH STAR CU |
|---|---|
| Address | COOK, MN 55723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 27, 2027 |
| Rate | 4.74% |
|---|
Source: St. Louis County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,170.00 | ||
| 2022 | $88,900 Land $61,900 Building $27,000 | $88,900 Land $61,900 Building $27,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 75% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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