8193 Fourth St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8193 Fourth St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 2004
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Apr 2022)
Tax Bill	$2,594 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-2S-26-5770-01000-0060`

Property Details

APN / Parcel Number

Primary APN	`20-2S-26-5770-01000-0060`
Alternative APN	`S262205770010000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,291 sqft
1st Floor Area	1,634 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	106 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8193 FOURTH ST
City	NAVARRE
State	FL
Zip	32566-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-HON
Legal Description	WEST NAVARRE LOT 6 BLK 10 AS DES IN OR 4266 PG 178
Legal Range	26W
Legal Township	2S
Legal Section	20
Legal Subdivision	WEST NAVARRE
Legal Block	10
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1012
Census Tract	10826

Owner

8193 Fourth St is owned and occupied by an individual who bought it in April 2022.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	8193 FOURTH ST, NAVARRE, FL 32566-9129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Apr 1, 2022	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Sep 10, 2019	Warranty Deed, Transfer · VA Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	202219650
Deed Book / Page	4266 / 178
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8193 FOURTH ST, NAVARRE, FL 32566-9129
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8193 FOURTH ST, NAVARRE, FL 32566-9129

Mortgage

Document Number	0040611772
Date	Jan 27, 2021
Book Page	4061/1772
Instrument	202105113

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 1, 2022
Property Address	8193 FOURTH ST, NAVARRE, FL 32566-9129
Document Number	0042660178
Book / Page	4266 / 178
Map Reference	MB B PG 85
Instrument Date	Apr 1, 2022
Instrument	202219650
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8193 FOURTH ST, NAVARRE, FL 32566-9129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 PAGE BACON RD APT 2314, 2314, MARY ESTHER, FL 32569-1762

Mortgage

Document Number	0004266180
Date	Apr 1, 2022
Instrument	4266/180

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 10, 2019
Property Address	8193 FOURTH ST, NAVARRE, FL 32566-9129
Document Number	0038680776
Book / Page	003868 / 000776
Instrument Date	Aug 16, 2019
Instrument	40228
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8193 FOURTH ST NAVARRE FL 325669129, NAVARRE, FL 32566-9129

Mortgage

Document Number	38680779
Date	Sep 10, 2019
Book Page	003868/000779
Instrument	40229

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,681 (+4.12%) Land $50,000 Building $173,681	$223,681 (+4.12%) Land $50,000 Building $173,681
2024	$2,594.00 (+1.53%)	$214,832 (+2.88%) Land $45,000 Building $169,832	$214,832 (+2.88%) Land $45,000 Building $169,832
2023	$2,555.00 (+9.19%)	$208,824 (+7.32%) Land $40,000 Building $168,824	$208,824 (+7.32%) Land $40,000 Building $168,824
2022	$2,340.00	$194,582	$194,582 Land $30,000 Building $164,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8193 Fourth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8193 Fourth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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