Santa Rosa County property record for 8170 Fourth St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,960 sqft · built 1996 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Feb 2022) |
| Tax Bill | $2,959 (2024) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-2S-26-2310-00500-0090 |
| Primary APN | 20-2S-26-2310-00500-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 2,360 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 2,000 ft deep x 1,000 ft wide |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 460 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 202S262310005000090 |
|---|---|
| Street Address | 8170 FOURTH ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LEONE LOT 9 BLK 5 AS DES IN OR 4240 PG 388 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | LEONE |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 10825 |
8170 Fourth St is owned and occupied by an individual who bought it in February 2022.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8170 FOURTH ST, NAVARRE, FL 32566-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Prior Sale | Dec 5, 2019 · Amount on File |
| Deed Document Number | 202205907 |
| Deed Book / Page | 4240 / 388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 1, 2022 |
| Property Address | 8170 FOURTH ST, NAVARRE, FL 32566-9128 |
| Document Number | 0042400388 |
| Book / Page | 4240 / 388 |
| Map Reference | MB C PG 109 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 202205907 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27506 MACKLIND RIDGE LN, KATY, TX 77494-3306 |
| Name | Verified Name |
|---|---|
| Address | 639 CHESTNUT ST APT 85, 85, WINDSOR, CO 80550-5385 |
| Document Number | 0004240392 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 4240/392 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 5, 2019 |
| Property Address | 8170 FOURTH ST, NAVARRE, FL 32566-9128 |
| Document Number | 0038961683 |
| Book / Page | 3896 / 1683 |
| Map Reference | MB C PG 109 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 201954751 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6612, NAVARRE, FL 32566-2312 |
| Name | Verified Name |
|---|---|
| Address | 27506 MACKLIND RIDGE LN, KATY, TX 77494-3306 |
| Document Number | 0038961686 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 3896/1686 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,959.00 (-1.07%) Homeowner's exemption | $282,092 (+0.04%) Land $55,000 Building $227,092 | $282,092 (+0.04%) Land $55,000 Building $227,092 |
| 2023 | $2,991.00 (+5.24%) | $281,988 (+9.25%) Land $45,000 Building $236,988 | $281,988 (+9.25%) Land $45,000 Building $236,988 |
| 2022 | $2,842.00 | $258,118 | $258,118 Land $38,000 Building $220,118 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8170 Fourth St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 units insured incl. 26 condo units |
| Nearby Flood Claims | 15 (1995–2024) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8170 Fourth St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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