8178 Fourth St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8178 Fourth St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,426 sqft · built 2016
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$100 (Mar 2026)
Tax Bill$2,544 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN20-2S-26-2310-00500-0080

Property Details

APN / Parcel Number

Primary APN20-2S-26-2310-00500-0080
Alternative APN
  • S262202310005000080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,426 sqft Living Area
Gross Area3,435 sqft
1st Floor Area2,426 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area393 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area292 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8178 FOURTH ST
CityNAVARRE
StateFL
Zip32566-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLEONE LOT 8 BLK 5 AS DES IN OR 3568 PG 398
Legal Range26W
Legal Township2S
Legal Section20
Legal SubdivisionLEONE
Legal Block5
Legal Lot Number8
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1057
Census Tract10825

Owner

Source: Santa Rosa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8178 FOURTH ST, NAVARRE, FL 32566-9128
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2026 · Amount on Record
Deed SaleMar 4, 2026 · Amount on Record
Prior SaleOct 21, 2016 · Amount on Record
Deed Document Number202610607
Deed Book / Page4715 / 1137
Prior Transfer DateFeb 12, 2026
Prior Transfer Doc0047151137
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 4, 2026
Property Address8178 FOURTH ST, NAVARRE, FL 32566-9128
Document Number0047151137
Book / Page4715 / 1137
Map ReferenceMB C PG 109
Instrument DateFeb 12, 2026
Instrument202610607
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8178 FOURTH ST, NAVARRE, FL 32566-9128

Transferred To (Grantee/Buyer)

NameVerified Name
Address8178 FOURTH ST, NAVARRE, FL 32566-9128

Mortgage

Document Number0047151141
DateMar 4, 2026
Instrument4715/1141
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,544.00 (+3.79%)$247,662 (+2.9%)$355,073 (+4.94%) Land $65,000 Building $290,073
2024$2,451.00 (+2.47%) Homeowner's exemption Disabled Person's exemption$240,682 (+3%)$338,350 (-0.7%) Land $55,000 Building $283,350
2023$2,392.00 (+2.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$233,672 (+3%)$340,738 (+8.01%) Land $45,000 Building $295,738
2022$2,324.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$226,866$315,483 Land $38,000 Building $277,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 units insured
incl. 26 condo units
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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