Cheboygan County property record for 699 Needle Pointe Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,711 sqft · built 1972 |
| Lot Size | 0.347 acres (15,154 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Oct 2018) |
| Tax Bill | $5,191 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-N19-000-006-00 |
| Primary APN | 140-N19-000-006-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Multi-Family |
| Lot Area | 15,154 sqft (0.347 acres) |
| Garage Area | 836 sqft |
| Street Address | 699 NEEDLE POINTE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-8208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 & PT OF LOT 5, PLAT OF NEEDLE POINT SUBDIVISION. DESC AS: COM AT SW COR OF LOT 5; TH N 66D 38M E ALG SLY LI OF SD LOT, |
| Legal Range | 01W |
| Legal Township | 006 |
| Legal Section | 17 |
| Legal Subdivision | NEEDLE POINT |
| Legal Lot Number | 5-6 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960401 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11296 TYRONE TRL, FENTON, MI 48430-4022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2019 | Deed of Trust, Mortgage ADVISORS CAPITAL INC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS CAPITAL |
| Oct 29, 2018 | Deed of Trust, Mortgage ALLIANCE CAPITAL INC |
| Mar 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ADVISORS CAPITAL INC |
| Dec 11, 2018 | Warranty Deed, Transfer CROSSROADS TITLE |
| Oct 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2018 · Amount on Record |
| Deed Sale | Oct 29, 2018 · Amount on Record |
| Prior Sale | Apr 29, 2015 · Amount on Record |
| Deed Book / Page | 1372 / 178 |
| Prior Transfer Date | Oct 19, 2018 |
| Prior Transfer Doc | 1375/505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001394/0000000141 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 0000001394/0000000141 |
| Name | ADVISORS CAPITAL INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Document Number | 0000001437/0000000310 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 0000001437/0000000310 |
| Name | ADVISORS CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001372/0000000180 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 0000001372/0000000180 |
| Name | ALLIANCE CAPITAL INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1380/235 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 1380/235 |
| Name | ADVISORS CAPITAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Dec 11, 2018 |
| Property Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Document Number | 1375/505 |
| Book / Page | 1375 / 505 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11296 TYRONE TRL, FENTON, MI 48430-4022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Oct 29, 2018 |
| Property Address | 699 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-8208 |
| Document Number | 1372/178 |
| Book / Page | 1372 / 178 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11296 TYRONE TRL, FENTON, MI 48430-4022 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,900 (+15.09%) | $823,800 (+15.09%) | |
| 2025 | $5,191.00 (+3%) Homeowner's exemption | $357,900 (+46.74%) | $715,800 (+46.74%) |
| 2024 | $5,040.00 (+7.85%) | ||
| 2023 | $243,900 | $487,800 | |
| 2022 | $4,673.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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