819 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 819 Clay St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1980
Lot Size	0.624 acres (27,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,500 (Apr 2007)
Tax Bill	$918 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014772-026-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014772-026-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,881 sqft
1st Floor Area	1,262 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	27,181 sqft (0.624 acres)
Lot Dimensions	272 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	594 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	25 sqft
Patio Area	280 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	819 CLAY ST
City	FLEMING ISLAND
State	FL
Zip	32003-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 4 & 5 A/K/A LOT 26FLOYD DIV FLEMING GRANT AS REC OR 556 PG 319; 1467 PG 316;
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	DIV FLEMING GRANT
Legal Lot Number	4,26
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	819 CLAY ST, FLEMING ISLAND, FL 32003-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2007 · Amount on Record
Deed Sale	Apr 5, 2007 · Amount on Record
Deed Document Number	200720903
Deed Book / Page	2878 / 2151
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0028782151
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	819 CLAY ST, FLEMING ISLAND, FL 32003-9307
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 CLAY ST, FLEMING ISLAND, FL 32003-9307

Mortgage

Document Number	0044511876
Date	May 4, 2021
Book Page	4451/1876
Instrument	2021027469

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (+5.64%) Homeowner's exemption	$100,340 (+5.99%)	$210,502 (+4.02%) Land $60,000 Building $150,502
2024	$869.00 (-25.22%)
2023	$1,162.00 (+15.28%) Homeowner's exemption	$94,673 (+3%)	$202,366 (+8.58%) Land $52,000 Building $150,366
2022	$1,008.00 Homeowner's exemption	$91,916	$186,378 Land $52,000 Building $134,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20