773 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 773 Clay St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,941 sqft · built 1981
Lot Size	0.622 acres (27,094 sqft)
Owner	2 Company Names on File
Last Sale	$255,000 (Jan 2021)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014772-023-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014772-023-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,941 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	876 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	27,094 sqft (0.622 acres)
Lot Dimensions	271 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	188 sqft
Deck Area	108 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	773 CLAY ST
City	FLEMING ISLAND
State	FL
Zip	32003-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOTS 4 & 5 A/K/A LOT 23FLOYD DIV OF FLEMING GRANT AS REC OR 4403 PG 1521 & 4831 PG
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	DIV OF FLEMING GRANT
Legal Lot Number	4,23
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2001
Census Tract	30701

Owner

773 Clay St is owned by a company that acquired it in June 2024.

Source: Clay County records, as of March 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	2932 BILLINGHAM DR, LAND O LAKES, FL 34639-6708
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jan 7, 2000 · Amount on File
Deed Document Number	20213136
Deed Book / Page	4403 / 1521
Last Transfer Date	Jun 11, 2024
Transfer Doc	0048310301
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 15, 2021
Property Address	773 CLAY ST, FLEMING ISLAND, FL 32003-9306
Document Number	0044031521
Book / Page	4403 / 1521
Map Reference	MB G PG 594
Instrument Date	Dec 21, 2020
Instrument	2021003136
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RIVERSIDE LNDG, 20, FORT MITCHELL, AL 36856-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 BILLINGHAM DR, LAND O LAKES, FL 34639-6708

Mortgage

Document Number	0044031523
Date	Jan 15, 2021
Instrument	4403/1523

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 773 Clay St was $4,662, up 10.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,662.00 (+10.32%)	$317,108 Land $75,000 Building $242,108	$317,108 Land $75,000 Building $242,108
2024	$4,226.00 (-4.84%)
2023	$4,441.00 (+11.84%)	$305,652 (+9.41%) Land $65,000 Building $240,652	$305,652 (+9.41%) Land $65,000 Building $240,652
2022	$3,971.00	$279,354 Land $65,000 Building $214,354	$279,354 Land $65,000 Building $214,354

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 773 Clay St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 773 Clay St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20