762 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 762 Clay St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,417 sqft · built 1979
Lot Size0.337 acres (14,723 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Nov 2022)
Tax Bill$3,196 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014789-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014789-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,417 sqft Heated Area
Gross Area2,150 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,723 sqft (0.337 acres)
Lot Dimensions123 ft deep x 120 ft wide
Garage Area539 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area194 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address762 CLAY ST
CityFLEMING ISLAND
StateFL
Zip32003-9306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 & 8 BLK 2 FLEMING ISL ESTATES AS REC O R 4667 PG 1483
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionFLEMING ISL ESTATES
Legal Block2
Legal Lot Number7,8 8
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2011
Census Tract30701

Owner

762 Clay St is owned and occupied by an individual who bought it in November 2022.

Source: Clay County records, as of December 18, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address762 CLAY ST, FLEMING ISLAND, FL 32003-9306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 17, 2022Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2022 · Amount on File
Deed SaleNov 17, 2022 · Amount on File
Deed Document Number2022067732
Deed Book / Page4667 / 1483
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address762 CLAY ST, FLEMING ISLAND, FL 32003-9306
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address762 CLAY ST, FLEMING ISLAND, FL 32003-9306

Mortgage

Document Number0047740314
DateNov 16, 2023
Book Page4774/314
Instrument2023056871
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateNov 17, 2022
Property Address762 CLAY ST, FLEMING ISLAND, FL 32003-9306
Document Number0046671483
Book / Page4667 / 1483
Map ReferenceMB 4 PG 61&62
Instrument DateNov 4, 2022
Instrument2022067732
Transaction TypeTransfer
Record UpdatedDec 6, 2022
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 BATES AVE, 118, PURVIS, MS 39475-4159

Transferred To (Grantee/Buyer)

NameVerified Name
Address762 CLAY ST, FLEMING ISLAND, FL 32003-9306

Mortgage

Document Number0046671485
DateNov 17, 2022
Instrument4667/1485
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 762 Clay St was $3,196 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,196.00 Homeowner's exemption$249,711$259,650 Land $100,000 Building $159,650
2023$3,302.00 (+5.13%) Homeowner's exemption$235,606 (+15.09%)$269,823 (+31.81%) Land $100,000 Building $169,823
2022$3,141.00$204,712 Land $60,000 Building $144,712$204,712 Land $60,000 Building $144,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 762 Clay St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 762 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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