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818 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 818 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,371 sqft Living Area
Lot Size11,112 sqft (0.255 acres)
OccupancyOwner Occupied
Last Sale$90,900 (2000)
Tax Bill$852.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-12-687517-001020
Alternative APNs
  • 122926687517001020
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,371 sqft Living Area
Gross Area1,812 sqft Gross Area
1st Floor1,371 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area11,112 sqft (0.255 acres)
Depth X Width171 ft x 65 ft Depth x Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Patio Area176 sqft Patio
Porch Area34 sqft Porch

Location & Zoning

Street Address818 REFLECTIONS LOOP E
CityWINTER HAVEN
StateFL
Zip33884-3567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 102
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionREFLECTIONS EAST ADDITION
Legal Tract687517
Legal Block2
Legal Lot Number102
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2021
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687517-001020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Apr 26, 2022Deed, Transfer
Aug 24, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FIN'L
Oct 22, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG
Nov 28, 2017Quit Claim Deed, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
NEW DAY FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2000 · Amount on Record
Deed SaleAug 07, 2000 · Amount on Record
Prior SaleMay 08, 2000 · Amount on Record
Deed Book / Page4507 / 2241
Last Transfer DateOct 25, 2017
Transfer Doc0000226774
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Transaction TypeMortgage
Record UpdatedMay 06, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number0000282053
DateOct 28, 2021
Book Page11958/1286
Instrument2021282053
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionPOLK FL
Recording DateApr 26, 2022
Property Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number0000112241
Book / Page12224 / 1888
Instrument DateApr 21, 2022
Instrument2022112241
Transaction TypeTransfer
Record UpdatedMay 06, 2022

Transaction

AmountAmount Recorded
Tax$4.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address620 E MAIN ST, 620, HAINES CITY, FL 33844-4222

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number0113601896
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyWTG NATIONAL TITLE INSURANCE COMPANY, WTG NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number0113601896
DateSep 02, 2020
Book Page011360/001896
Instrument181991
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number0110250567
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number0110250567
DateOct 31, 2019
Book Page011025/000567
Instrument231197
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term336 Months
DueOct 30, 2047

November 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 28, 2017
Property Address818 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number0103232043
Book / Page010323 / 002043
Instrument DateOct 25, 2017
Instrument226774
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address818 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number103232046
DateNov 28, 2017
Book Page010323/002046
Instrument226775
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$852.00 (+9.65%) Homeowner's exemption$89,020 (+5.99%)$216,551 (+0.31%) Land $39,000 Building $177,551
2023$777.00 (+5.28%) Homeowner's exemption$83,991 (+3%)$215,888 (+8.48%) Land $38,000 Building $177,888
2022$738.00 Homeowner's exemption$81,545$199,013 Land $32,000 Building $167,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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