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817 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 817 Reflections Loop E, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,937 sqft Living Area
Lot Size8,786 sqft (0.202 acres)
GarageAttached, 484 sqft
OccupancyOwner Occupied
Tax Bill$3,151.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-12-687517-000890
Alternative APNs
  • 122926687517000890
  • 22926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,937 sqft Living Area
Gross Area2,101 sqft Gross Area
1st Floor1,617 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,786 sqft (0.202 acres)
Depth X Width120 ft x 74 ft Depth x Width
Garage TypeAttached Garage
Garage Area484 sqft Garage
Patio Area230 sqft Patio
Porch Area49 sqft Porch

Location & Zoning

Street Address817 REFLECTIONS LOOP E
CityWINTER HAVEN
StateFL
Zip33884-3568
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 89
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionREFLECTIONS EAST ADDITION
Legal Tract687517
Legal Block2
Legal Lot Number89
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2018
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687517-000890

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 10, 2021Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 01, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Aug 21, 2018Warranty Deed, Transfer
RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2021
Deed SaleMay 10, 2021
Prior SaleAug 01, 2019 · Amount on Record
Deed Doc Number2021121427
Deed Book / Page11709 / 110
Prior Transfer DateNov 21, 2020
Prior Transfer Doc0117090110
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Transaction TypeMortgage
Record UpdatedJul 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568

Mortgage

Document Number0000161277
DateJun 22, 2021
Book Page11770/946
Instrument2021161277
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMay 10, 2021
Property Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number0000121427
Book / Page11709 / 110
Map ReferenceMB 110 PG 44
Instrument DateNov 21, 2020
Instrument2021121427
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568

Mortgage

Document Number0011709112
DateMay 10, 2021
Instrument11709/112
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term341 Months
DueOct 01, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 01, 2019
Property Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number0109261825
Book / Page010926 / 001825
Instrument DateJul 31, 2019
Instrument161545
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,316.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address851 17TH TER NE WINTER HAVEN FL 338814427, WINTER HAVEN, FL 33881-4427

Mortgage

Document Number109261827
DateAug 01, 2019
Book Page010926/001827
Instrument161546
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 21, 2018
Property Address817 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number0105870250
Book / Page010587 / 000250
Instrument DateAug 20, 2018
Instrument177768
Transaction TypeTransfer
Record UpdatedSep 06, 2018
Title CompanyRIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address817 REFLECTIONS LOOP E WINTER HAVEN FL 338843568, WINTER HAVEN, FL 33884-3568

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,151.00 (+3.24%) Homeowner's exemption$212,007 (+5.99%)$269,649 (-0.32%) Land $39,000 Building $230,649
2024$3,052.00 (+2.83%)
2023$2,968.00 (+26.3%) Homeowner's exemption$200,031 (+20.29%)$270,503 (+21.01%) Land $38,000 Building $232,503
2022$2,350.00 Homeowner's exemption$166,292$223,540 Land $32,000 Building $191,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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