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815 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 815 Reflections Loop E, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,512 sqft Living Area
Lot Size8,843 sqft (0.203 acres)
GarageAttached, 440 sqft
Last Sale$160,000 (2008)
Tax Bill$4,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-29-12-687517-000900
Alternative APNs
  • 122926687517000900
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,512 sqft Living Area
Gross Area1,952 sqft Gross Area
1st Floor1,512 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,843 sqft (0.203 acres)
Depth X Width120 ft x 74 ft Depth x Width
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area42 sqft Porch

Location & Zoning

Street Address815 REFLECTIONS LOOP E
CityWINTER HAVEN
StateFL
Zip33884-3568
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 90 & S .5 FT OF LOT 91
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionREFLECTIONS EAST ADDITION
Legal Tract687517
Legal Block2
Legal Lot Number90,91
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2018
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687517-000900

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address816 FRANKLIN ST, LOUISVILLE, KY 40206-1612
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 01, 2024Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2008 · Amount on Record
Deed SaleApr 21, 2008 · Amount on Record
Prior SaleDec 07, 2001 · Amount on Record
Deed Doc Number200868497
Deed Book / Page7610 / 658
Last Transfer DateMar 20, 2024
Transfer Doc0000073271
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 06, 2026
Property Address815 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number0000003038
Book / Page13834 / 1849
Map ReferenceMB 110 PG 44-46
Instrument DateJan 05, 2026
Instrument2026003038
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address816 FRANKLIN ST, LOUISVILLE, KY 40206-1612

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 FRANKLIN ST, LOUISVILLE, KY 40206-1612

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateApr 01, 2024
Property Address815 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number0000073271
Book / Page13059 / 695
Map ReferenceMB 110 PG 44-46
Instrument DateMar 20, 2024
Instrument2024073271
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address343 BOBBY JONES RD, SARASOTA, FL 34232-1666

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 FRANKLIN ST, LOUISVILLE, KY 40206-1612

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address815 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number0115450420
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedFeb 04, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 REFLECTIONS LOOP E WINTER HAVEN FL 338843568, WINTER HAVEN, FL 33884-3568

Mortgage

Document Number0115450420
DateJan 20, 2021
Book Page011545/000420
Instrument15231
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,249.00 (+9.2%)$227,297 (-1.68%) Land $39,000 Building $188,297$227,297 (-1.68%) Land $39,000 Building $188,297
2023$3,891.00 (+8.87%)$231,179 (+9.18%) Land $38,000 Building $193,179$231,179 (+9.18%) Land $38,000 Building $193,179
2022$3,574.00$211,743 Land $32,000 Building $179,743$211,743 Land $32,000 Building $179,743

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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