818 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 818 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,090 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Dec 2022)
Tax Bill	$8,021 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-36-107-009`

Property Details

APN / Parcel Number

Primary APN	`09-36-107-009`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,090 sqft Living Area
1st Floor Area	2,090 sqft
Basement Area	794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	21,780 sqft (0.5 acres)
Garage Area	848 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	818 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0029810 PT S PT LT 44 SUNNYSIDE SUB
Legal Subdivision	SUNNYSIDE SUB
Legal Block	107
Legal Lot Number	44
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870702

Owner

Source: McHenry County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	825 PLYMOUTH LN, MCHENRY, IL 60051-5873
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 11, 2019	Quit Claim Deed, Transfer · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Sep 11, 2019
Prior Transfer Date	Sep 6, 2019
Prior Transfer Doc	0000029810
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	818 N RIVER RD, MCHENRY, IL 60051-5853
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056365
Date	Oct 15, 2021
Instrument	2021R0056365

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 11, 2019
Property Address	818 N RIVER RD, MCHENRY, IL 60051-5853
Document Number	0000029810
Instrument Date	Sep 6, 2019
Instrument	29810
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 N RIVER RD MCHENRY IL 600515853, MCHENRY, IL 60051-5853

Mortgage

Document Number	29811
Date	Sep 11, 2019
Instrument	29811

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,021.00	$116,295 (+20.32%) Land $12,572 Building $103,723	$348,885 (+20.32%) Land $37,716 Building $311,169
2022	Homeowner's exemption	$96,658 Land $10,449 Building $86,209	$289,974 Land $31,347 Building $258,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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