815 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 815 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,560 sqft · built 1952
Lot Size	0.329 acres (14,344 sqft)
Owner	Trust Name on File
Last Sale	$205,000 (Sep 2017)
Deeds & Mortgages	Oct 2017 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-36-108-025`

Property Details

APN / Parcel Number

Primary APN	`09-36-108-025`

Interior

Full Baths	4 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	14,344 sqft

Exterior Amenities

Porch	Porch
Porch Area	456 sqft
Patio Area	136 sqft
Shed	1 Shed
Shed Area	100 sqft
Boat House	690 sqft

Location & Zoning

Street Address	815 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-5852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0039430 LTS 33 & 34 SUNNYSIDE SUB MEMO: ESCHE, RUSSELL E/ RUSSELL E JR TRS TR 1
Legal Range	08E
Legal Township	45N
Legal Section	36
Legal Subdivision	SUNNYSIDE
Legal Tract	1
Legal Block	108
Legal Lot Number	33-34 34
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3030
Census Tract	870702

Owner

815 N River Rd is owner-occupied and held in a trust since October 2017.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Trust Name on File
Mailing Address	815 N RIVER RD, MCHENRY, IL 60051-5852
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2017	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	0000033751
Last Transfer Date	Oct 24, 2017
Transfer Doc	0000039430
Record Updated	Jun 7, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 24, 2017
Property Address	815 N RIVER RD, MCHENRY, IL 60051-5852
Document Number	0000039430
Instrument Date	Sep 11, 2017
Instrument	39430
Transaction Type	Transfer
Record Updated	Jan 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	815 N RIVER RD MCHENRY IL 600515852, MCHENRY, IL 60051-5852

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 12, 2017
Property Address	815 N RIVER RD, MCHENRY, IL 60051-5852
Document Number	0000033751
Instrument Date	Sep 8, 2017
Instrument	33751
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 N RIVER RD MCHENRY IL 600515852, MCHENRY, IL 60051-5852

Mortgage

Document Number	33752
Date	Sep 12, 2017
Instrument	33752

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$89,185 Land $57,743 Building $31,442	$267,555 Land $173,229 Building $94,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 815 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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