McHenry County property record for 814 N River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 2,220 sqft · built 1910 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Jun 2026) |
| Tax Bill | $1,187 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-107-010 |
| Primary APN | 09-36-107-010 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 814 N RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-5853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 97R060653 PT SE PT LT 44 SUNNYSIDE SUB |
| Legal Subdivision | SUNNYSIDE SUB |
| Legal Block | 107 |
| Legal Lot Number | 44 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 870702 |
814 N River Rd is owned by an individual who bought it in June 2026.
Source: McHenry County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11N189 ROMEO DR, ELGIN, IL 60124-8102 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Deed Document Number | 202615889 |
| Prior Transfer Date | Dec 5, 1997 |
| Prior Transfer Doc | 0097060653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 814 N RIVER RD, MCHENRY, IL 60051-5853 |
| Document Number | 0000015889 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 202615889 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11N189 ROMEO DR, ELGIN, IL 60124-8102 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015890, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 202615890 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,187.00 | $111,636 Land $11,312 Building $100,324 | $334,908 Land $33,936 Building $300,972 |
| 2022 | Homeowner's exemption | $92,786 Land $9,402 Building $83,384 | $278,358 Land $28,206 Building $250,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 814 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 814 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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