Guadalupe County property record for 817 Western Bit, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,714 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,799 (Mar 2024) |
| Tax Bill | $7,524 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3932501701200000 |
| Primary APN | 1G3932501701200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,318 sqft |
| 1st Floor Area | 2,033 sqft |
| 2nd Floor Area | 681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 817 WESTERN BIT |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA UNIT #5 BLOCK 17 LOT 12 .16 AC |
| Legal Subdivision | SARATOGA UNIT #5 |
| Legal Tract | 12 |
| Legal Block | 17 |
| Legal Lot Number | 12 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 210713 |
Source: Guadalupe County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Vendor's Lien, Transfer · VA Mortgage USAA FSB |
| Oct 11, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY SERVICE FCU |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Jul 31, 2019 | Grant Deed, Subdivision Related Transfer ACADEMY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Oct 11, 2023 · Amount on Record |
| Deed Document Number | 20245346 |
| Prior Transfer Date | Oct 5, 2023 |
| Prior Transfer Doc | 0000025313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 11, 2024 |
| Property Address | 817 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0099005346 |
| Map Reference | VOL 8 PG 682 |
| Instrument Date | Mar 8, 2024 |
| Instrument | 202499005346 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | EN TITLE, ENV TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1217 LOIS LN, SAINT JOHNS, MI 48879-1298 |
| Name | Verified Name |
|---|---|
| Address | 17460 INTERSTATE 35 N STE 430, 430, SCHERTZ, TX 78154-1462 |
| Document Number | 0099005347 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 202499005347 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 11, 2023 |
| Property Address | 817 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0099025313 |
| Map Reference | VOL 8 PG 682-685 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 202399025313 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0099025314 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 202399025314 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 817 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | NOVARE NSS |
| Name | Verified Name |
|---|
| Document Number | 0099010742 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 202199010742 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | HOUSTON, TX 77042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 31, 2019 |
| Property Address | 817 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0000017117 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 17117 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 WESTERN BIT CIBOLO TX 781084447, CIBOLO, TX 78108-4447 |
| Document Number | 17118 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 17118 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2049 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,828 (-2.32%) Land $45,339 Building $335,489 | $380,828 (-2.32%) Land $45,339 Building $335,489 | |
| 2025 | $7,524.00 (+13.5%) | $389,866 (-11.74%) Land $41,761 Building $348,105 | $389,866 (-11.74%) Land $41,761 Building $348,105 |
| 2024 | $6,629.00 (+4.82%) | ||
| 2023 | $6,324.00 (-9.99%) Homeowner's exemption | $441,743 Land $57,981 Building $383,762 | $441,743 Land $57,981 Building $383,762 |
| 2022 | $7,026.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.
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