Guadalupe County property record for 809 Western Bit, Cibolo, TX 78108 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,033 sqft · built 2018 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,400 (Apr 2019) |
| Tax Bill | $6,579 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3932501701400000 |
| Primary APN | 1G3932501701400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| Gross Area | 2,637 sqft |
| 1st Floor Area | 2,033 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 223 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 WESTERN BIT |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA UNIT #5 BLOCK 17 LOT 14 .16 AC |
| Legal Subdivision | SARATOGA UNIT #5 |
| Legal Tract | 14 |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 210713 |
Source: Guadalupe County records · APN 1G3932501701400000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1110, ADKINS, TX 78101-1110 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU |
| Feb 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MTG SVCNG |
| Apr 15, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on Record |
| Deed Sale | Apr 15, 2019 · Amount on Record |
| Deed Document Number | 201999007925 |
| Prior Transfer Date | Apr 12, 2019 |
| Prior Transfer Doc | 0099007925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 809 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Title Company | NOT AVAILABLE, SSTC |
| Name | Verified Name |
|---|---|
| Address | 809 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0099010272 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 202399010272 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 809 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0099004052 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 202199004052 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 809 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0000004849 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 WESTERN BIT CIBOLO TX 781084447, CIBOLO, TX 78108-4447 |
| Document Number | 0000004849 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 4849 |
| Name | ROUNDPOINT MTG SVCNG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 15, 2019 |
| Property Address | 809 WESTERN BIT, CIBOLO, TX 78108-4447 |
| Document Number | 0000007925 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 7925 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 809 WESTERN BIT CIBOLO TX 781084447, CIBOLO, TX 78108-4447 |
| Document Number | 7926 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 7926 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2049 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,368 (-6.33%) Land $45,339 Building $274,029 | $319,368 (-6.33%) Land $45,339 Building $274,029 | |
| 2025 | $6,579.00 (+15.66%) | $340,941 (-12.55%) Land $41,761 Building $299,180 | $340,941 (-12.55%) Land $41,761 Building $299,180 |
| 2024 | $5,688.00 (+3.25%) | ||
| 2023 | $5,509.00 (-11.16%) Homeowner's exemption | $389,851 Land $57,981 Building $331,870 | $389,851 Land $57,981 Building $331,870 |
| 2022 | $6,201.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Guadalupe Valley Electric Cooperative, Spectrum, Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.
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