717 Western Bit, Cibolo, TX 78108 Property Records

Guadalupe County property record for 717 Western Bit, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,047 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$277,500 (May 2019)
Tax Bill$5,151 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G3932501701800000

Property Details

APN / Parcel Number

Primary APN1G3932501701800000
Alternative APNs
  • 000000166318
  • 000000233705
  • 166318

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,047 sqft Living Area
Gross Area2,583 sqft
1st Floor Area2,047 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address717 WESTERN BIT
CityCIBOLO
StateTX
Zip78108-4448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSARATOGA UNIT #5 BLOCK 17 LOT 18 .2 AC
Legal SubdivisionSARATOGA UNIT #5
Legal Tract18
Legal Block17
Legal Lot Number18
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1011
Census Tract210713

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address717 WESTERN BIT, CIBOLO, TX 78108-4448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 6, 2021Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 14, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Deed Document Number201999010383
Prior Transfer DateMay 13, 2019
Prior Transfer Doc0099010383
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address717 WESTERN BIT, CIBOLO, TX 78108-4448
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 WESTERN BIT, CIBOLO, TX 78108-4448

Mortgage

Document Number0099016339
DateMay 23, 2022
Instrument202299016339
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address717 WESTERN BIT, CIBOLO, TX 78108-4448
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099023113
DateJul 6, 2021
Instrument202199023113
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term335 Months
DueJun 1, 2049

May 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateMay 14, 2019
Property Address717 WESTERN BIT, CIBOLO, TX 78108-4448
Document Number0000010383
Instrument DateMay 13, 2019
Instrument10383
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 30, 2019
Title CompanyDHI TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address717 WESTERN BIT CIBOLO TX 781084448, CIBOLO, TX 78108-4448

Mortgage

Document Number10384
DateMay 14, 2019
Instrument10384
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,701 (-6.64%) Land $50,445 Building $275,256$325,701 (-6.64%) Land $50,445 Building $275,256
2025$5,151.00 (-11.34%) Homeowner's exemption$348,859 (-12.58%) Land $48,341 Building $300,518$348,859 (-12.58%) Land $48,341 Building $300,518
2024$5,810.00 (+3.55%)
2023$5,611.00 (-34.85%)$399,056 Land $66,102 Building $332,954$399,056 Land $66,102 Building $332,954
2022$8,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims4 (1997–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Guadalupe Valley Electric Cooperative, VTX Communications.

Nearby Properties on Western Bit

Nearby Streets

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