817 Waterfall Way, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 817 Waterfall Way, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,100 sqft · built 1996
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Mar 2018)
Tax Bill	$6,314 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
APN	`0596002000400`

Property Details

APN / Parcel Number

Primary APN	`0596002000400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
1st Floor Area	1,118 sqft
Upper Floors Area	1,118 sqft
Attic	Attic
Attic Area	240 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	158 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	9 sqft

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	Deck Area
Patio Area	654 sqft
Shed	1 Shed
Shed Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	817 WATERFALL WAY
City	CHESAPEAKE
State	VA
Zip	23322-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	40 SOUTH WOOD
Legal Subdivision	SOUTH WOOD, SADDLE RIDGE SOUTH SEC. 2
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21011

Owner

817 Waterfall Way is owned and occupied by two individuals who bought it in March 2018.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	817 WATERFALL WAY, CHESAPEAKE, VA 23322-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 2, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Mar 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	20185359
Deed Book / Page	9888 / 883
Prior Transfer Date	Feb 13, 2017
Prior Transfer Doc	9769/506
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	817 WATERFALL WAY, CHESAPEAKE, VA 23322-9605
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10306/1461
Date	Feb 5, 2021
Book Page	10306/1461
Instrument	210005700

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 2, 2018
Property Address	817 WATERFALL WAY, CHESAPEAKE, VA 23322-9605
Document Number	9888/883
Book / Page	9888 / 883
Instrument Date	Feb 27, 2018
Instrument	180005359
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 WATERFALL WAY, CHESAPEAKE, VA 23322-9605

Mortgage

Document Number	180005360
Date	Mar 2, 2018
Instrument	180005360

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 28, 2017
Property Address	817 WATERFALL WAY, CHESAPEAKE, VA 23322-9605
Document Number	9769/506
Book / Page	9769 / 506
Instrument Date	Feb 13, 2017
Instrument	170008141
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 WATERFALL WAY, CHESAPEAKE, VA 23322-9605

Tax Assessment & Valuation

The 2025 property tax bill for 817 Waterfall Way was $6,314, up 0.5% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,300 (+4.83%) Land $200,000 Building $455,300	$655,300 (+4.83%) Land $200,000 Building $455,300
2025	$6,314.00 (+0.51%)	$625,100 Land $190,000 Building $435,100	$625,100 Land $190,000 Building $435,100
2024	$6,282.00
2023		$577,600 (+14.65%) Land $170,000 Building $407,600	$577,600 (+14.65%) Land $170,000 Building $407,600
2022		$503,800 Land $150,000 Building $353,800	$503,800 Land $150,000 Building $353,800
2019	$4,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 817 Waterfall Way; 27 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 817 Waterfall Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterfall Way

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