815 Waterfall Way, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 815 Waterfall Way, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,644 sqft · built 1996
Lot Size	0.372 acres (16,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Dec 2009)
Tax Bill	$7,310 (2025)
Deeds & Mortgages	Aug 2021 Refinance
APN	`0596002000390`

Property Details

APN / Parcel Number

Primary APN	`0596002000390`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,644 sqft Living Area
1st Floor Area	887 sqft
Upper Floors Area	887 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	101 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	543 sqft

Exterior Amenities

Pool Area	490 sqft
Porch	Slab
Porch Area	33 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 WATERFALL WAY
City	CHESAPEAKE
State	VA
Zip	23322-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	39 SOUTH WOOD
Legal Subdivision	SOUTH WOOD, SADDLE RIDGE SOUTH SEC. 2
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21011

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	815 WATERFALL WAY, CHESAPEAKE, VA 23322-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2009 · Amount on Record
Deed Sale	Dec 15, 2009 · Amount on Record
Deed Book / Page	8007 / 645
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	815 WATERFALL WAY, CHESAPEAKE, VA 23322-9605
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010422/248
Date	Aug 6, 2021
Book Page	10422/248
Instrument	210035875

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,310.00 (+37.43%)	$723,800 (+9.1%) Land $190,000 Building $533,800	$723,800 (+9.1%) Land $190,000 Building $533,800
2023		$663,400 (+15.72%) Land $170,000 Building $493,400	$663,400 (+15.72%) Land $170,000 Building $493,400
2022		$573,300 Land $150,000 Building $423,300	$573,300 Land $150,000 Building $423,300
2019	$5,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterfall Way

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