812 Waterfall Way, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 812 Waterfall Way, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,515 sqft · built 1999
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$469,500 (May 2016)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Second Mortgage
APN	`0596002000280`

Property Details

APN / Parcel Number

Primary APN	`0596002000280`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,515 sqft Living Area
1st Floor Area	1,403 sqft
Upper Floors Area	1,403 sqft
Attic	Attic
Attic Area	180 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	160 sqft

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Deck Area	795 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	812 WATERFALL WAY
City	CHESAPEAKE
State	VA
Zip	23322-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	28 SOUTH WOOD
Legal Subdivision	SOUTH WOOD, SADDLE RIDGE SOUTH SEC. 2
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21010

Owner

Source: Chesapeake City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	812 WATERFALL WAY, CHESAPEAKE, VA 23322-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Deed Document Number	201611211
Deed Book / Page	9639 / 1526
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 24, 2026
Property Address	812 WATERFALL WAY, CHESAPEAKE, VA 23322-9601
Document Number	0000019150
Book / Page	11004 / 1728
Instrument Date	Jul 19, 2026
Instrument	202619150
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 WATERFALL WAY, CHESAPEAKE, VA 23322-9601

Mortgage

Document Number	0000019150,
Date	Jul 24, 2026
Book Page	11004/1728
Instrument	202619150

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	812 WATERFALL WAY, CHESAPEAKE, VA 23322-9601
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	VA HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010587/641
Date	Aug 3, 2022
Book Page	10587/641
Instrument	220024763

Lender

Name	TOWNEBANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,840.00 (-0.31%)	$677,200 (+7.37%) Land $190,000 Building $487,200	$677,200 (+7.37%) Land $190,000 Building $487,200
2024	$6,861.00 (+37.63%)
2023		$630,700 (+14.63%) Land $170,000 Building $460,700	$630,700 (+14.63%) Land $170,000 Building $460,700
2022		$550,200 Land $150,000 Building $400,200	$550,200 Land $150,000 Building $400,200
2019	$4,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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