Kane County property record for 817 Saint John St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,535 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jul 2021) |
| Tax Bill | $7,158 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-180-010 |
| Primary APN | 06-12-180-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 5 Stories |
| Building Area | 1,535 sqft Living Area |
| Gross Area | 2,558 sqft |
| Basement Area | 1,023 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 817 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY CLERKS SUB SOUTH 4 RODS NORTH 8 RODS LOTS 207 & 208 |
| Legal Subdivision | COUNTY CLERKS SUB |
| Legal Block | 5 |
| Legal Lot Number | 207-2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 850800 |
Source: Kane County assessment roll, APN 06-12-180-010, as of August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 817 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Apr 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 02, 2021 · Amount on Record |
| Deed Sale | Jul 02, 2021 · Amount on Record |
| Deed Document Number | 202151266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 817 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 817 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000012053 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023K012053 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 817 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 817 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000020283 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022K020283 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 02, 2021 |
| Property Address | 817 SAINT JOHN ST, ELGIN, IL 60120-2935 |
| Document Number | 0000051266 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021K051266 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 SAINT JOHN ST, MELROSE PARK, IL 60160 |
| Document Number | 0000051267 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021K051267 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Kane County assessment roll as of August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,158.00 (+15.96%) | ||
| 2024 | $86,427 (+21.39%) Land $19,764 Building $66,663 | $259,385 (+21.44%) Land $59,316 Building $200,069 | |
| 2022 | $6,173.00 (+3.96%) | $71,196 (+6.96%) Land $16,281 Building $54,915 | $213,588 (+6.96%) Land $48,843 Building $164,745 |
| 2021 | $5,938.00 | $66,564 Land $15,222 Building $51,342 | $199,692 Land $45,666 Building $154,026 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 592 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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