800 Saint John St, Elgin, IL 60120 Property Records

Kane County property record for 800 Saint John St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,848 sqft · built 1900
Lot Size	0.122 acres (5,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,750 (Apr 2021)
Tax Bill	$6,908 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-158-023`

Property Details

APN / Parcel Number

Primary APN	`06-12-158-023`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,772 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,320 sqft (0.122 acres)
Lot Dimensions	81 ft deep x 66 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	800 SAINT JOHN ST
City	ELGIN
State	IL
Zip	60120-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONGDONS ADDN EAST 11 FT 3.5 IN SOUTH 1/2 LOT 4 & ALL SOUTH 1/2 OF LOT 5 BLOCK 1
Legal Subdivision	CONGDONS ADDN
Legal Block	1
Legal Lot Number	4,5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2005
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	800 SAINT JOHN ST, ELGIN, IL 60120-2936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 23, 2021	Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Document Number	202131988
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	800 SAINT JOHN ST, ELGIN, IL 60120-2936
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016019
Date	May 14, 2024
Instrument	2024K016019

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2021
Property Address	800 SAINT JOHN ST, ELGIN, IL 60120-2936
Document Number	0000031988
Instrument Date	Mar 31, 2021
Instrument	2021K031988
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 SAINT JOHN ST, 800, ELGIN, IL 60120-2936

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	800 SAINT JOHN ST, ELGIN, IL 60120-2936

Mortgage

Document Number	0000031989
Date	Apr 23, 2021
Instrument	2021K031989

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,908.00 (+15.83%) Homeowner's exemption
2024		$90,778 (+21.39%) Land $13,823 Building $76,955	$272,443 (+21.44%) Land $41,486 Building $230,957
2022	$5,964.00 (+4.59%) Homeowner's exemption	$74,780 (+6.96%) Land $11,387 Building $63,393	$224,340 (+6.96%) Land $34,161 Building $190,179
2021	$5,702.00 Homeowner's exemption	$69,914 Land $10,646 Building $59,268	$209,742 Land $31,938 Building $177,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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