Kane County property record for 826 Saint John St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,493 sqft · built 1928 |
| Lot Size | 0.263 acres (11,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (May 2000) |
| Tax Bill | $6,394 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-158-019 |
| Primary APN | 06-12-158-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,493 sqft Living Area |
| Gross Area | 2,300 sqft |
| Basement Area | 807 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 11,435 sqft (0.263 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 826 SAINT JOHN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS ADDN LOT 8 BLOCK 1 |
| Legal Subdivision | CONGDONS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 850800 |
826 Saint John St is owned and occupied by two individuals who bought it in May 2000.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 826 SAINT JOHN ST, ELGIN, IL 60120-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2000 · Amount on File |
| Deed Sale | May 8, 2000 · Amount on File |
| Deed Document Number | 200034906 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 826 SAINT JOHN ST, ELGIN, IL 60120-2936 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031102 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021K031102 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.84% |
The 2025 property tax bill for 826 Saint John St was $6,394 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,394.00 Homeowner's exemption | $91,823 (+8.57%) Land $21,585 Building $70,238 | $275,579 (+8.57%) Land $64,781 Building $210,798 |
| 2024 | $84,575 Land $19,881 Building $64,694 | $253,827 Land $59,667 Building $194,160 | |
| 2022 | $5,520.00 (+4.64%) Homeowner's exemption | $69,670 (+6.96%) Land $16,377 Building $53,293 | $209,010 (+6.96%) Land $49,131 Building $159,879 |
| 2021 | $5,275.00 Homeowner's exemption | $65,136 Land $15,311 Building $49,825 | $195,408 Land $45,933 Building $149,475 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 826 Saint John St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 826 Saint John St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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