817 Regner Rd, McHenry, IL 60051 Property Records

McHenry County property record for 817 Regner Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,093 sqft · built 2007
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$499,000 (Apr 2026)
Tax Bill$9,332 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-20-127-001

Property Details

APN / Parcel Number

Primary APN10-20-127-001

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,093 sqft Living Area
1st Floor Area2,093 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleSplit Level
Exterior MaterialStone
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions135 ft deep x 99 ft wide
Garage Area840 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address817 REGNER RD
CityMCHENRY
StateIL
Zip60051-7828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0024903 PT LT 21 MCHENRY PLAT NO 19
Legal SubdivisionMCHENRY PLAT NO 1
Legal Block127
Legal Lot Number21
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870702

Owner

Source: McHenry County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2020 YELLOWSTONE BLVD, MUNDELEIN, IL 60060-1277
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed, Transfer · FHA Mortgage
SOCIETY MORTGAGE
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Mar 5, 2020Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2026 · Amount on Record
Deed SaleApr 8, 2026 · Amount on Record
Prior SaleSep 9, 2010 · Amount on Record
Deed Document Number20269388
Prior Transfer DateSep 24, 2024
Prior Transfer Doc0000024903
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateApr 8, 2026
Property Address817 REGNER RD, MCHENRY, IL 60051-7828
Document Number0000009388
Instrument DateMar 27, 2026
Instrument20269388
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyNIPPERSINK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$75,598.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2020 YELLOWSTONE BLVD, MUNDELEIN, IL 60060-1277

Mortgage

Document Number0000009389,
DateApr 8, 2026
Instrument20269389
Lender
NameSOCIETY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.75%
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address817 REGNER RD, MCHENRY, IL 60051-7828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035280
DateOct 18, 2019
Instrument2019R0035280
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address817 REGNER RD, MCHENRY, IL 60051-7828
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007882
DateMar 5, 2020
Instrument2020R0007882
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJan 8, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change4%
Max Rate18%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,332.00$132,688 (+20.31%) Land $9,309 Building $123,379$398,064 (+20.31%) Land $27,927 Building $370,137
2022Homeowner's exemption$110,284 Land $7,737 Building $102,547$330,852 Land $23,211 Building $307,641

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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