814 Regner Rd, McHenry, IL 60051 Property Records

McHenry County property record for 814 Regner Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,508 sqft · built 1910
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Deeds & MortgagesNov 2018 Loan Modification
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-20-126-002

Property Details

APN / Parcel Number

Primary APN10-20-126-002

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area2,838 sqft
1st Floor Area946 sqft

Exterior

Year BuiltBuilt 1910
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,890 sqft (0.25 acres)
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area228 sqft
Deck Area18 sqft

Location & Zoning

Street Address814 REGNER RD
CityMCHENRY
StateIL
Zip60051-7828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0009258 LT 17 SPRING LAKE CLUB GROUNDS & LT 15 MCHENRY PLAT NO 19
Legal Range09E
Legal Township45N
Legal Section20
Legal SubdivisionSPRING LAKE CLUB GROUNDS
Legal Block126
Legal Lot Number15,17
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1706 EDGEWOOD DR, ALGONQUIN, IL 60102-4144
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2018Loan Modification, Mortgage
FIRST NAT'L BK/MCHENRY
Jan 22, 2018Trustee's Deed, Construction Loan · Line of Credit
FIRST NAT'L BK/MCHENRY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2016
Deed SaleMar 23, 2016
Prior SaleSep 20, 2010
Record UpdatedJun 7, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address814 REGNER RD, MCHENRY, IL 60051-7828
Document Number0000039523
Instrument DateNov 1, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address814 REGNER RD MCHENRY IL 600517828, MCHENRY, IL 60051-7828

Mortgage

Document Number0000039523
DateNov 20, 2018
Instrument39523
Lender
NameFIRST NAT'L BK/MCHENRY
TypeBank
AddressMCHENRY, IL 60050
Agreement
AmountAmount Recorded
Term12 Months
DueNov 19, 2019

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCHENRY IL
Recording DateJan 22, 2018
Property Address814 REGNER RD, MCHENRY, IL 60051-7828
Instrument DateJan 8, 2018
Instrument2341
Transaction TypeConstruction Loan
Record UpdatedJan 31, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1706 EDGEWOOD DR ALGONQUIN IL 601024144, ALGONQUIN, IL 60102-4144

Mortgage

Document Number0000002341
DateJan 22, 2018
Instrument2341
Lender
NameFIRST NAT'L BK/MCHENRY
TypeBank
AddressMCHENRY, IL 60050
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 21, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$290,207 Land $54,018 Building $236,189$870,621 Land $162,054 Building $708,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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