2622 Regner Rd, McHenry, IL 60051 Property Records

McHenry County property record for 2622 Regner Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,736 sqft · built 1900
Lot Size13.1 acres (571,507 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Aug 2020)
Tax Bill$4,216 (2024)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-20-176-005

Property Details

APN / Parcel Number

Primary APN10-20-176-005

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,736 sqft Living Area
1st Floor Area2,078 sqft
Basement Area704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeRaised
Lot Area571,507 sqft (13.1 acres)
Garage Area1,210 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area168 sqft
Deck Area724 sqft
Gazebo77 sqft
Lean-To624 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2622 REGNER RD
CityMCHENRY
StateIL
Zip60051-7830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0032175 PT S1/2 NW1/4
Legal Block176
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870702

Owner

Source: McHenry County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2622 REGNER RD, MCHENRY, IL 60051-7830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2026Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NATIONAL BANK
Aug 18, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleOct 20, 1999 · Amount on Record
Deed Document Number202032175
Prior Transfer DateOct 8, 1999
Prior Transfer Doc0000072458
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateAug 31, 2026
Property Address2622 REGNER RD, MCHENRY, IL 60051-7830
Document Number0000025310
Instrument DateAug 19, 2026
Instrument202625310
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2622 REGNER RD, MCHENRY, IL 60051-7830

Mortgage

Document Number0000025310,
DateAug 31, 2026
Instrument202625310
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 19, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 18, 2020
Property Address2622 REGNER RD, MCHENRY, IL 60051-7830
Document Number0000032175
Instrument DateJul 22, 2020
Instrument2020R0032175
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2622 REGNER RD, MCHENRY, IL 60051-7830

Mortgage

Document Number0000032176
DateAug 18, 2020
Instrument2020R0032176
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,216.00$52,713 (-51.67%) Land $10,943 Building $41,770$158,139 (-51.67%) Land $32,829 Building $125,310
2022$109,078 Land $8,894 Building $100,184$327,234 Land $26,682 Building $300,552

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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