Lincoln County property record for 8168 Normandy Rd, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,904 sqft · built 1984 |
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Aug 2013) |
| Tax Bill | $4,692 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4613-33-2906 |
| Primary APN | 4613-33-2906 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 20,822 sqft (0.478 acres) |
| Loading Dock | 792 sqft |
| Storage Building | 192 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 256862 |
|---|---|
| Street Address | 8168 NORMANDY RD |
| City | DENVER |
| State | NC |
| Zip | 28037-8644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | TRD WNDS 10 RD 1491 |
| Legal Subdivision | TRADE WINDS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71202 |
Source: Lincoln County records · APN 4613-33-2906
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12015 COUNTRY MANOR CT, CHARLOTTE, NC 28278-7192 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jun 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2013 · Amount on Record |
| Deed Sale | Aug 19, 2013 · Amount on Record |
| Deed Document Number | 2013511527 |
| Deed Book / Page | 2414 / 330 |
| Last Transfer Date | Jun 12, 2020 |
| Transfer Doc | 2919468 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 8168 NORMANDY RD, DENVER, NC 28037-8644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8168 NORMANDY RD, DENVER, NC 28037-8644 |
| Document Number | 3068777 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 3068/777 |
| Instrument | 636109 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CONCORD, NC 28025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 22, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 8168 NORMANDY RD, DENVER, NC 28037-8644 |
| Document Number | 2927621 |
| Instrument Date | Jul 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 8168 NORMANDY RD DENVER NC 280378644, DENVER, NC 28037-8644 |
| Document Number | 2927621 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 002927/000621 |
| Instrument | 612091 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 18, 2020 |
| Property Address | 8168 NORMANDY RD, DENVER, NC 28037-8644 |
| Document Number | 2919468 |
| Book / Page | 002919 / 000468 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 610662 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8168 NORMANDY RD DENVER NC 280378644, DENVER, NC 28037-8644 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Aug 13, 2018 |
| Property Address | 8168 NORMANDY RD, DENVER, NC 28037-8644 |
| Document Number | 2762542 |
| Book / Page | 002762 / 000542 |
| Instrument Date | Aug 09, 2018 |
| Instrument | 581859 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8165 NORMANDY RD DENVER NC 28037, DENVER, NC 28037 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,692.00 (+0.86%) | $753,657 (-) Land $415,467 Building $338,190 | $753,657 (-) Land $415,467 Building $338,190 |
| 2023 | $4,652.00 | $753,657 Land $415,467 Building $338,190 | $753,657 Land $415,467 Building $338,190 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 276 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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