8158 Normandy Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8158 Normandy Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,791 sqft · built 1981
Lot Size	0.619 acres (26,964 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,874 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4613-33-0965`

Property Details

APN / Parcel Number

Primary APN	`4613-33-0965`
Alternative APNs	`461314330965` `274347` `31816`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	26,964 sqft (0.619 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	480 sqft
Loading Dock	240 sqft
Storage Building	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	274347
Street Address	8158 NORMANDY RD
City	DENVER
State	NC
Zip	28037-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	TRADE WINDS #12
Legal Subdivision	TRADE WINDS
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	71202

Owner

8158 Normandy Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8158 NORMANDY RD, DENVER, NC 28037-8644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 26, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 21, 2019
Transfer Doc	28410102
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8158 NORMANDY RD, DENVER, NC 28037-8644
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3075928
Date	Aug 23, 2021
Book Page	3075/928
Instrument	637335

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 26, 2019
Property Address	8158 NORMANDY RD, DENVER, NC 28037-8644
Document Number	2841102
Book / Page	002841 / 000102
Instrument Date	Aug 21, 2019
Instrument	596907
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8158 NORMANDY RD DENVER NC 280378644, DENVER, NC 28037-8644

Mortgage

Document Number	2841105
Date	Aug 26, 2019
Book Page	002841/000105
Instrument	596908

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 8158 Normandy Rd was $4,874.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,874.00	$783,798 (-) Land $428,171 Building $355,627	$783,798 (-) Land $428,171 Building $355,627
2025	$4,874.00	$783,798 Land $428,171 Building $355,627	$783,798 Land $428,171 Building $355,627
2023	$4,833.00	$783,798 Land $428,171 Building $355,627	$783,798 Land $428,171 Building $355,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8158 Normandy Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8158 Normandy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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