8154 Normandy Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8154 Normandy Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,874 sqft · built 2021
Lot Size	0.437 acres (19,036 sqft)
Owner	2 Company Names on File
Last Sale	$355,000 (Sep 2019)
Tax Bill	$8,590 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4613-23-9998`

Property Details

APN / Parcel Number

Primary APN	`4613-23-9998`
Alternative APNs	`461314239998` `255053` `291814` `30151`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	4,874 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	19,036 sqft (0.437 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	384 sqft
Loading Dock	256 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	291814
Street Address	8154 NORMANDY RD
City	DENVER
State	NC
Zip	28037-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#13 TRADE WINDS 1491
Legal Subdivision	TRADE WINDS SUBDIVISION
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	71202

Owner

Source: Lincoln County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	8154 NORMANDY RD, DENVER, NC 28037-8644
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jul 28, 2022	Intrafamily Transfer, Transfer
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2019598355
Deed Book / Page	2849 / 235
Last Transfer Date	Jun 2, 2022
Transfer Doc	0003184466
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8154 NORMANDY RD, DENVER, NC 28037-8644
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8154 NORMANDY RD, DENVER, NC 28037-8644

Mortgage

Document Number	0003053403
Date	Jun 18, 2021
Book Page	3053/403
Instrument	633419

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8154 NORMANDY RD, DENVER, NC 28037-8644
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8154 NORMANDY RD, DENVER, NC 28037-8644

Mortgage

Document Number	0003223653
Date	Jan 17, 2023
Book Page	3223/653
Instrument	662554

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Jul 28, 2022
Property Address	8154 NORMANDY RD, DENVER, NC 28037-8644
Document Number	0003184466
Book / Page	3184 / 466
Map Reference	MB E PG 155
Instrument Date	Jun 2, 2022
Instrument	655626
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8154 NORMANDY RD, DENVER, NC 28037-8644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8154 NORMANDY RD, DENVER, NC 28037-8644

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 26, 2019
Property Address	8154 NORMANDY RD, DENVER, NC 28037
Document Number	2849235
Book / Page	002849 / 000235
Instrument Date	Sep 26, 2019
Instrument	598355
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6150 CANYON TRL DENVER NC 280370167, DENVER, NC 28037-0167

Mortgage

Document Number	2849237
Date	Sep 26, 2019
Book Page	002849/000237
Instrument	598356

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,590.00 (+1.64%)	$1,399,138 (+0.99%) Land $411,773 Building $987,365	$1,399,138 (+0.99%) Land $411,773 Building $987,365
2023	$8,451.00	$1,385,423 Land $411,773 Building $973,650	$1,385,423 Land $411,773 Building $973,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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