812 Terrace Dr, Aurora, MO 65605 Property Records

Lawrence County property record for 812 Terrace Dr, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,457 sqft · built 1973
Lot Size	0.702 acres (30,611 sqft)
Owner	Trust Name on File
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`196014001003004000`

Property Details

APN / Parcel Number

Primary APN	`196014001003004000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,457 sqft Living Area
1st Floor Area	2,457 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,611 sqft (0.702 acres)
Deck Area	100 sqft

Location & Zoning

Street Address	812 TERRACE DR
City	AURORA
State	MO
Zip	65605-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LT 13 & ALL OF LT 14 & S1/2 OF LT 15 BISBY S/D - AURORA
Legal Range	26
Legal Township	26
Legal Section	14
Legal Subdivision	BISBYS SUBDIVISION
Legal Lot Number	13-15
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	470601

Owner

812 Terrace Dr is owner-occupied and held in a trust since April 2019.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Trust Name on File
Mailing Address	812 TERRACE DR, AURORA, MO 65605-1964
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST MISSOURI BANK
Apr 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019
Deed Sale	Apr 19, 2019
Prior Sale	Jun 6, 2016
Deed Document Number	20191691
Deed Book / Page	455 / 1672
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	00455/1672
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	812 TERRACE DR, AURORA, MO 65605-1964
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/3906
Date	Aug 31, 2017
Book Page	453/3906
Instrument	2017-00004376

Lender

Name	SOUTHWEST MISSOURI BANK
Type	Bank
Address	CARTHAGE, MO 64836

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 18, 2027

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 19, 2019
Property Address	812 TERRACE DR, AURORA, MO 65605-1964
Document Number	00455/1672
Book / Page	455 / 1672
Instrument Date	Mar 29, 2019
Instrument	2019-00001691
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	812 TERRANCE DR, AURORA, MO 65605-1964

Tax Assessment & Valuation

The 2025 property tax bill for 812 Terrace Dr was $1,898.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,210 (-) Land $4,790 Building $36,420
2025	$1,898.00	$41,210 Land $4,790 Building $36,420	$198,000
2024	$1,898.00 (+0.58%)
2023	$1,887.00 (+6.79%)	$37,620 Land $4,790 Building $32,830	$198,000
2022	$1,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 812 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Terrace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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