816 Oak Cluster Ct, Howell, MI 48855 Property Records

Livingston County property record for 816 Oak Cluster Ct, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,831 sqft · built 1999
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Feb 2026)
Tax Bill	$5,407 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-101-007`

Property Details

APN / Parcel Number

Primary APN	`17-26-101-007`
Alternative APN	`471726101007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,831 sqft Living Area
1st Floor Area	1,065 sqft
Basement Area	1,065 sqft
Unfinished Basement	1,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	9,932 sqft (0.228 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	816 OAK CLUSTER CT
City	HOWELL
State	MI
Zip	48855-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 26 T3N R4E CITY OF HOWELL ROLLING OAKS SUBDIVISION LOT 7
Legal Range	04E
Legal Township	03N
Legal Section	26
Legal Subdivision	ROLLING OAKS
Legal Tract	725000
Legal Lot Number	7
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	230 LEITH ST, BRIGHTON, MI 48116-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage VELOCITY HOME LOANS CORP
Feb 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN FIRST CU
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20263746
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Feb 25, 2026
Property Address	816 OAK CLUSTER CT, HOWELL, MI 48855-7759
Document Number	0000003746
Map Reference	LB 31 PG 13 - 17
Instrument Date	Feb 20, 2026
Instrument	2026R-003746
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 OAK CLUSTER CT, HOWELL, MI 48855-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 LEITH ST, BRIGHTON, MI 48116-1612

Mortgage

Document Number	0000003747
Date	Feb 25, 2026
Instrument	2026R-003747

Lender

Name	VELOCITY HOME LOANS CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	816 OAK CLUSTER CT, HOWELL, MI 48855-7759
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005548
Date	Feb 21, 2020
Instrument	2020R-005548

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 28, 2020
Property Address	816 OAK CLUSTER CT, HOWELL, MI 48855-7759
Document Number	0000029358
Map Reference	MB 31 PG 13-17
Instrument Date	Aug 26, 2020
Instrument	2020R-029358
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	816 OAK CLUSTER CT, 816, HOWELL, MI 48855-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 OAK CLUSTER CT, HOWELL, MI 48855-7759

Mortgage

Document Number	0000029359
Date	Aug 28, 2020
Instrument	2020R-029359

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	816 OAK CLUSTER CT, HOWELL, MI 48855-7759
Document Number	0000025143
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	816 OAK CLUSTER CT HOWELL MI 488557759, HOWELL, MI 48855-7759

Mortgage

Document Number	0000025143
Date	Aug 28, 2017
Instrument	25143

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2032

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,400 (+28.38%)	$390,800 (+28.38%)
2025	$5,407.00 (+2.89%) Homeowner's exemption	$152,200 (+14.87%)	$304,400 (+14.87%)
2024	$5,255.00
2023		$132,500
2021			$265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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