807 Oak Cluster Ct, Howell, MI 48855 Property Records

Livingston County property record for 807 Oak Cluster Ct, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,177 sqft · built 1999
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Sep 1999)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-26-101-011`

Property Details

APN / Parcel Number

Primary APN	`17-26-101-011`
Alternative APN	`471726101011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,177 sqft Living Area
1st Floor Area	1,207 sqft
Basement Area	1,207 sqft
Unfinished Basement	1,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	22,041 sqft (0.506 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	807 OAK CLUSTER CT
City	HOWELL
State	MI
Zip	48855-7773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 26 T3N R4E CITY OF HOWELL ROLLING OAKS SUBDIVISION LOT 11
Legal Range	04E
Legal Township	03N
Legal Section	26
Legal Subdivision	ROLLING OAKS
Legal Tract	725000
Legal Lot Number	11
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	725000

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 OAK CLUSTER CT, HOWELL, MI 48855-7773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Dec 30, 2020	Quit Claim Deed, Transfer CARDINAL FIN'L
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1999 · Amount on Record
Deed Sale	Sep 1, 1999 · Amount on Record
Deed Book / Page	2648 / 24
Last Transfer Date	Dec 14, 2020
Transfer Doc	0000048141
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	807 OAK CLUSTER CT, HOWELL, MI 48855-7773
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004193
Date	Feb 10, 2020
Instrument	2020R-004193

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Dec 30, 2020
Property Address	807 OAK CLUSTER CT, HOWELL, MI 48855-7773
Document Number	0000048141
Instrument Date	Dec 14, 2020
Instrument	48141
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	807 OAK CLUSTER CT HOWELL MI 488557773, HOWELL, MI 48855-7773

Mortgage

Document Number	48142
Date	Dec 30, 2020
Instrument	48142

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	807 OAK CLUSTER CT, HOWELL, MI 48855-7773
Document Number	0000030524
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 OAK CLUSTER CT HOWELL MI 488557773, HOWELL, MI 48855-7773

Mortgage

Document Number	0000030524
Date	Oct 17, 2017
Instrument	30524

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,000 (+18.32%)	$416,000 (+18.32%)
2025	$5,377.00 Homeowner's exemption	$175,800 (+14.08%)	$351,600 (+14.08%)
2023		$154,100
2021			$308,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWELL serves 9,914 people · EPA ID MI0003250
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Oak Cluster Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures