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816 Lago Rd, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 816 Lago Rd, Delray Beach, FL 33445

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,262 sqft · built 1977
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$117,500 (Nov 2013)
Tax Bill$1,627 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-43-46-19-18-008-0043

Property Details

APN / Parcel Number

Primary APN12-43-46-19-18-008-0043

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,262 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1980
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area43,560 sqft (1 acres)
Balcony Area136 sqft

Location & Zoning

Street Address816 LAGO RD
CityDELRAY BEACH
StateFL
Zip33445-4516
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLAGO DEL REY COND 8 PAR 4 BLDG C
Legal Range43E
Legal Township46S
Legal Section19
Legal SubdivisionLAGO DEL REY 1 THRU 14 CONDO
Legal Block8
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1020
Census Tract6907

Owner

816 Lago Rd, a condominium, is owned and occupied by two individuals who bought it in November 2013.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address816 LAGO RD, DELRAY BEACH, FL 33445-4516
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2013 · Amount on File
Deed SaleNov 6, 2013 · Amount on File
Prior SaleOct 31, 2012 · Amount on File
Deed Document Number2013483346
Deed Book / Page26433 / 1490
Prior Transfer DateNov 5, 2004
Prior Transfer Doc0177790450
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address816 LAGO RD, DELRAY BEACH, FL 33445-4516
Document Number0289051655
Book / Page028905 / 001655
Instrument DateFeb 11, 2017
Transaction TypeMortgage
Record UpdatedMar 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address816 LAGO RD #4 DELRAY BEACH FL 334454516, 4, DELRAY BEACH, FL 33445-4516

Mortgage

Document Number0289051655
DateFeb 22, 2017
Book Page028905/001655
Instrument62906
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 816 Lago Rd was $1,627 with a homeowner's exemption, up 9.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityDelray Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,627.00 (+9.12%) Homeowner's exemption$113,187$245,000 Building $245,000
2024$1,491.00 (+3.11%)
2023$1,446.00 (+4.4%) Homeowner's exemption$106,793 (+3%)$234,000 (+15.2%) Building $234,000
2022$1,385.00 Homeowner's exemption$103,683$203,130 Building $203,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 Lago Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims20 (1987–2017)
Claims Outside the SFHA20 of 20
Most Recent ClaimJun 2017 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 Lago Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: Hotwire Communications.

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