832 Lago Rd, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 832 Lago Rd, Delray Beach, FL 33445

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,245 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2019)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-19-18-008-0042`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-19-18-008-0042`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,245 sqft Living Area
Gross Area	1,381 sqft

Exterior

Year Built	Built 1978
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	120 sqft
Balcony	Balcony
Balcony Area	136 sqft

Location & Zoning

Street Address	832 LAGO RD
City	DELRAY BEACH
State	FL
Zip	33445-4516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LAGO DEL REY COND 8 PAR 4 BLDG B
Legal Range	43E
Legal Township	46S
Legal Section	19
Legal Subdivision	LAGO DEL COND
Legal Block	8
Legal Unit	4
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1020
Census Tract	6907

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7801 N FEDERAL HWY BLDG 3-307, 3-307, BOCA RATON, FL 33487-1764
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2019	Warranty Deed, Transfer · ARM A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Apr 24, 2002 · Amount on Record
Deed Document Number	20190300156
Deed Book / Page	30821 / 1366
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	832 LAGO RD, DELRAY BEACH, FL 33445-4516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0317130705
Date	Sep 3, 2020
Book Page	31713/705
Instrument	20200325990

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 14, 2019
Property Address	832 LAGO RD, DELRAY BEACH, FL 33445-4516
Document Number	0308211366
Book / Page	30821 / 1366
Map Reference	MB 2723 PG 225
Instrument Date	Aug 9, 2019
Instrument	20190300156
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	INTEGRITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4698 DOGWOOD ALY, 4698, ATLANTA, GA 30338-7718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7801 N FEDERAL HWY BLDG 3-307, 3-307, BOCA RATON, FL 33487-1764

Mortgage

Document Number	0308211369
Date	Aug 14, 2019
Instrument	30821/1369

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Margin	4
Max Rate	10.7%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,397.00 (+5.78%)	$275,579 (-6.43%) Building $275,579	$275,579 (-6.43%) Building $275,579
2023	$5,102.00 (+9.2%)	$294,518 (+15.13%) Building $294,518	$294,518 (+15.13%) Building $294,518
2022	$4,672.00	$255,818 Building $255,818	$255,818 Building $255,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	20 (1987–2017)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Lago Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures