736 Lago Rd, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 736 Lago Rd, Delray Beach, FL 33445

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,440 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2022)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-19-32-019-0063`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-19-32-019-0063`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
Gross Area	1,655 sqft

Exterior

Year Built	Built 1981
Construction Type	Concrete Block
Lot Area	43,560 sqft (1 acres)
Porch	Finished/Screened Porch
Storage Building	45 sqft

Location & Zoning

Street Address	736 LAGO RD
City	DELRAY BEACH
State	FL
Zip	33445-4559
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LAGO DEL REY NORTH COND 19-DEFUNIT F-3
Legal Range	43
Legal Township	46
Legal Section	19
Legal Subdivision	LAGO DEL REY NORTH COND 19-DEFUNIT
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1011
Census Tract	6907

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	736 LAGO RD # F3, F3, DELRAY BEACH, FL 33445-4559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	20220175306
Deed Book / Page	33496 / 911
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 22, 2022
Property Address	736 LAGO RD, DELRAY BEACH, FL 33445-4559
Document Number	0334960911
Book / Page	33496 / 911
Map Reference	MB 3609 PG 193
Instrument Date	Apr 15, 2022
Instrument	20220175306
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	HOMEPARTNERS TITLE INC, HOME PARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2827 FAWNRIDGE LN, 2827, KNOXVILLE, TN 37938-3930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 LAGO RD # F3, F3, DELRAY BEACH, FL 33445-4559

Mortgage

Document Number	0033496914
Date	Apr 22, 2022
Instrument	33496/914

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	736 LAGO RD, DELRAY BEACH, FL 33445-4559
Transaction Type	Mortgage
Record Updated	Mar 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0310540641
Date	Nov 26, 2019
Book Page	31054/0641
Instrument	20190435731

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2044

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 12, 2018
Property Address	736 LAGO RD, DELRAY BEACH, FL 33445-4559
Document Number	0303000921
Book / Page	30300 / 0921
Map Reference	OR 3609 PG 193
Instrument Date	Dec 5, 2018
Instrument	20180464171
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HOMEPARTNERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1690 RENAISSANCE COMMONS BLVD APT 1508, 1690, BOYNTON BEACH, FL 33426-7213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 LAGO RD # F-3, F-3, DELRAY BEACH, FL 33445-4559

Mortgage

Document Number	20180464172
Date	Dec 12, 2018
Instrument	20180464172

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (-19.87%) Homeowner's exemption	$245,000 (-16.95%) Building $245,000	$245,000 (-16.95%) Building $245,000
2023	$5,067.00 (+295.55%) Homeowner's exemption	$295,000 (+199.89%) Building $295,000	$295,000 (+36.29%) Building $295,000
2022	$1,281.00 Homeowner's exemption	$98,369	$216,450 Building $216,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	20 (1987–2017)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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