8159 Wilder Loop, Lakeland, FL 33809 Property Records

Polk County property record for 8159 Wilder Loop, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,305 sqft · built 2020
Lot Size	0.224 acres (9,753 sqft)
Owner	2 Individual Names on File
Last Sale	$266,700 (Feb 2020)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-12-000896-000330`

Property Details

APN / Parcel Number

Primary APN	`23-27-12-000896-000330`
Alternative APNs	`122723000896000330` `22723000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,305 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	2,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,753 sqft (0.224 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	628 sqft
Porch	Florida Room
Porch Area	63 sqft

Location & Zoning

Street Address	8159 WILDER LOOP
City	LAKELAND
State	FL
Zip	33809-5223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDER OAKS PB 169 PG 3-4 LOT 33
Legal Range	23E
Legal Township	27S
Legal Section	12
Legal Subdivision	WILDER OAKS
Legal Block	2
Legal Lot Number	33
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2008
Census Tract	12203

Owner

Source: Polk County records · APN 23-27-12-000896-000330

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 07, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202046779
Deed Book / Page	11157 / 2270
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223

Mortgage

Document Number	0000186598
Date	Aug 10, 2023
Book Page	12795/1017
Instrument	2023186598

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	May 01, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223

Mortgage

Document Number	0000034782
Date	Feb 10, 2021
Book Page	11575/1702
Instrument	2021034782

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 01, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223

Mortgage

Document Number	0000078269
Date	Apr 07, 2025
Book Page	13496/1547
Instrument	2025078269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2050

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 28, 2020
Property Address	8159 WILDER LOOP, LAKELAND, FL 33809-5223
Document Number	0111572270
Book / Page	011157 / 002270
Instrument Date	Feb 25, 2020
Instrument	46779
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 18, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,867.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8159 WILDER LOOP LAKELAND FL 338095223, LAKELAND, FL 33809-5223

Mortgage

Document Number	111572272
Date	Feb 28, 2020
Book Page	011157/002272
Instrument	46780

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00 (-20.7%) Homeowner's exemption	$345,948 (-9.81%)	$351,054 (-8.48%) Land $50,000 Building $301,054
2023	$4,985.00 (+12.66%) Homeowner's exemption	$383,581 (+10.59%) Land $48,000 Building $335,581	$383,581 (+10.59%) Land $48,000 Building $335,581
2022	$4,425.00	$346,863 Land $40,000 Building $306,863	$346,863 Land $40,000 Building $306,863

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 221 locations within half a mile of this property.

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