Polk County property record for 8163 Wilder Loop, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,839 sqft · built 2019 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Company Name on Record |
| Last Sale | $257,400 (Dec 2019) |
| Tax Bill | $1,495 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000896-000320 |
| Primary APN | 23-27-12-000896-000320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,839 sqft Living Area |
| Gross Area | 2,239 sqft |
| 1st Floor Area | 1,839 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,104 sqft (0.209 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 238 sqft |
| Shed | 1 Shed |
| Street Address | 8163 WILDER LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDER OAKS PB 169 PG 3-4 LOT 32 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER OAKS |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8163 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 13, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Sep 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 17, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Deed Document Number | 2019267262 |
| Deed Book / Page | 11077 / 1076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8163 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000137207 |
|---|---|
| Date | Jun 13, 2024 |
| Book Page | 13152/2054 |
| Instrument | 2024137207 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8163 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8163 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Document Number | 0000255703 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 11917/1468 |
| Instrument | 2021255703 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 17, 2019 |
| Property Address | 8163 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Document Number | 0110771076 |
| Book / Page | 011077 / 001076 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 267262 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,802.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8163 WILDER LOOP LAKELAND FL 338095223, LAKELAND, FL 33809-5223 |
| Document Number | 110771078 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 011077/001078 |
| Instrument | 267263 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,093 (+2.7%) | $270,415 (-7.63%) Land $50,000 Building $220,415 | |
| 2025 | $1,495.00 (-20.61%) Homeowner's exemption | $155,884 (+5.99%) | $292,764 (-8.65%) Land $50,000 Building $242,764 |
| 2023 | $1,883.00 (+3.8%) Homeowner's exemption | $147,079 (+3%) | $320,493 (+10.4%) Land $48,000 Building $272,493 |
| 2022 | $1,814.00 Homeowner's exemption | $142,795 | $290,300 Land $40,000 Building $250,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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