Polk County property record for 8151 Wilder Loop, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,200 sqft · built 2019 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $276,300 (Apr 2019) |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000896-000350 |
| Primary APN | 23-27-12-000896-000350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 3,662 sqft |
| 1st Floor Area | 1,600 sqft |
| Upper Floors Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,504 sqft (0.264 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 133 sqft |
| Shed | 1 Shed |
| Street Address | 8151 WILDER LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDER OAKS PB 169 PG 3-4 LOT 35 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER OAKS |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 12203 |
Source: Polk County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8151 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN STATE HOME LOANS INC |
| Oct 27, 2020 | Quit Claim Deed, Transfer ALTERRA HM LNS |
| Apr 2, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on Record |
| Deed Sale | Apr 2, 2019 · Amount on Record |
| Deed Document Number | 201965620 |
| Deed Book / Page | 10796 / 714 |
| Last Transfer Date | Oct 21, 2020 |
| Transfer Doc | 0000227899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8151 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 WILDER RD, LAKELAND, FL 33809-7211 |
| Document Number | 0000090046 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 12191/1349 |
| Instrument | 2022090046 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 8151 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Document Number | 0114301879 |
| Book / Page | 011430 / 001879 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 227899 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8151 WILDER LOOP LAKELAND FL 338095223, LAKELAND, FL 33809-5223 |
| Document Number | 114301882 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 011430/001882 |
| Instrument | 227901 |
| Name | ALTERRA HM LNS |
|---|---|
| Address | LAS VEGAS, NV 89145 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 26, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 8151 WILDER LOOP, LAKELAND, FL 33809-5223 |
| Document Number | 0107960714 |
| Book / Page | 010796 / 000714 |
| Instrument Date | Mar 30, 2019 |
| Instrument | 65620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 27, 2019 |
| Title Company | INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,934.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8151 WILDER LOOP LAKELAND FL 33809, LAKELAND, FL 33809 |
| Document Number | 107960715 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 010796/000715 |
| Instrument | 65621 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2039 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,657 (+2.7%) | $377,715 (-7.48%) Land $50,000 Building $327,715 | |
| 2025 | $2,736.00 (-10.91%) Homeowner's exemption | $251,857 (+5.99%) | $408,273 (-8.07%) Land $50,000 Building $358,273 |
| 2023 | $3,071.00 (+2.98%) Homeowner's exemption | $237,630 (+3%) | $444,093 (+21.51%) Land $48,000 Building $396,093 |
| 2022 | $2,982.00 Homeowner's exemption | $230,709 | $365,466 Land $40,000 Building $325,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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