815 W 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 815 W 4th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Tax Bill	$612 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B017600`

Property Details

APN / Parcel Number

Primary APN	`000B017600`
Alternative APNs	`03-0821-08-4-15-09-0000` `R0337408` `B017600` `B01760`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	815 W 4TH ST
City	LAUREL
State	MT
Zip	59044-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6000
Legal Description	WEST SCHOOL SUBD, S08, T02 S, R24 E, BLOCK 1, LOT 8, & W2 LT 7 & E2 LT 9
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	WEST SCHOOL SUBD
Legal Block	1
Legal Lot Number	8
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3033
Census Tract	1901

Owner

815 W 4th St is owned and occupied by an individual who acquired it in August 2007.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	815 W 4TH ST, LAUREL, MT 59044-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 23, 2017	Deed of Trust, Mortgage · FHA Mortgage MANN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2007
Transfer Doc	0003436226
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	815 W 4TH ST, LAUREL, MT 59044-2634
Document Number	0003806780
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W 4TH ST LAUREL MT 590442634, LAUREL, MT 59044-2634

Mortgage

Document Number	0003806780
Date	Feb 28, 2017
Instrument	3806780

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.27%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	815 W 4TH ST, LAUREL, MT 59044-2634
Document Number	0003806779
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W 4TH ST LAUREL MT 590442634, LAUREL, MT 59044-2634

Mortgage

Document Number	0003806779
Date	Feb 28, 2017
Instrument	3806779

Lender

Name	MANN MTG
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 27, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.27%

Tax Assessment & Valuation

The 2025 property tax bill for 815 W 4th St was $612, up 4.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,400 (-) Land $59,950 Building $162,450	$222,400 (-) Land $59,950 Building $162,450
2025	$612.00 (+4.79%)	$222,400 Land $59,950 Building $162,450	$222,400 Land $59,950 Building $162,450
2024	$584.00 (+123.75%)
2023	$261.00	$164,200	$164,200 Land $39,017 Building $125,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: TCT Internet, Verizon.

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