811 W 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 811 W 4th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1956
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$193,900 (May 2018)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000B017590`

Property Details

APN / Parcel Number

Primary APN	`000B017590`
Alternative APNs	`03-0821-08-4-15-10-0000` `R0337407` `B017590` `B01759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	269 sqft
Deck Area	112 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	811 W 4TH ST
City	LAUREL
State	MT
Zip	59044-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6000
Legal Description	WEST SCHOOL SUBD, S08, T02 S, R24 E, BLOCK 1, LOT 6, & W2 LT 5 & E2 LT 7
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	WEST SCHOOL SUBD
Legal Block	1
Legal Lot Number	6
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3033
Census Tract	1901

Owner

811 W 4th St is owned and occupied by two individuals who bought it in May 2018.

Source: Yellowstone County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	811 W 4TH ST, LAUREL, MT 59044-2634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	20183850257
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	0003596001
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 28, 2026
Property Address	811 W 4TH ST, LAUREL, MT 59044-2634
Document Number	0004147500
Instrument Date	Sep 28, 2026
Instrument	20264147500
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 4TH ST, LAUREL, MT 59044-2634
Investor	Possibly a Property Investor

Mortgage

Document Number	0004147500,
Date	Sep 28, 2026
Instrument	20264147500

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Apr 1, 2051

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	811 W 4TH ST, LAUREL, MT 59044-2634
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 4TH ST, LAUREL, MT 59044-2634
Investor	Possibly a Property Investor

Mortgage

Document Number	0004058777
Date	Sep 25, 2023
Instrument	4058777

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	811 W 4TH ST, LAUREL, MT 59044-2634
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 4TH ST, LAUREL, MT 59044-2634
Investor	Possibly a Property Investor

Mortgage

Document Number	0004031046
Date	Sep 28, 2022
Instrument	4031046

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 29, 2018
Property Address	811 W 4TH ST, LAUREL, MT 59044-2634
Document Number	0003850257
Instrument Date	May 25, 2018
Instrument	000003850257
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 4TH ST, LAUREL, MT 59044-2634

Mortgage

Document Number	0003850258
Date	May 29, 2018
Instrument	000003850258

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 811 W 4th St was $2,104, down 19% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,300 (-) Land $59,950 Building $249,350	$309,300 (-) Land $59,950 Building $249,350
2025	$2,104.00 (-19.01%)	$309,300 Land $59,950 Building $249,350	$309,300 Land $59,950 Building $249,350
2024	$2,598.00 (+23.89%)
2023	$2,097.00	$263,300	$263,300 Land $39,017 Building $224,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 W 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 W 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: TCT Internet, Verizon.

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