820 W 4th St, Unit B, Laurel, MT 59044 Property Records

Yellowstone County property record for 820 W 4th St, Unit B, Laurel, MT 59044

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,312 sqft · built 2008
Lot Size	0.042 acres (1,866 sqft)
Owner	Individual Name on Record
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B03227B`

Property Details

APN / Parcel Number

Primary APN	`000B03227B`
Alternative APNs	`03-0821-08-4-05-44-7002` `B03227B` `R621335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,866 sqft (0.042 acres)
View / Lot	Apt/Condo Complex
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	820 W 4TH ST, B
City	LAUREL
State	MT
Zip	59044-2661
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	820 TOWNHOMES (09), S08, T02 S, R24 E, UNIT B, 50% COMMON AREA INTEREST, LOC @ LT 4 BLK 1 MACE SUB
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	820 TOWNHOMES (09)
Legal Block	1
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3035
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	820 W 4TH ST, B, LAUREL, MT 59044-2661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit BILLINGS FEDERAL CREDIT UNION
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK OF MONTANA
Oct 19, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 25, 2026
Property Address	820 W 4TH ST, LAUREL, MT 59044-2660
Document Number	0004147433
Instrument Date	Sep 18, 2026
Instrument	20264147433
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 W 4TH ST, LAUREL, MT 59044-2660

Mortgage

Document Number	0004147433,
Date	Sep 25, 2026
Instrument	20264147433

Lender

Name	BILLINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	820 W 4TH ST UNIT B, B, LAUREL, MT 59044-2661
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 WHISPER WAY, BILLINGS, MT 59106-1306

Mortgage

Document Number	0004072683
Date	Apr 26, 2024
Instrument	4072683

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 19, 2022
Property Address	820 W 4TH ST UNIT B, B, LAUREL, MT 59044-2661
Document Number	0004032702
Instrument Date	Oct 14, 2022
Instrument	4032702
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 W 4TH ST UNIT B, B, LAUREL, MT 59044-2661

Mortgage

Document Number	0004032703
Date	Oct 19, 2022
Instrument	4032703

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,900 (-) Land $35,996 Building $261,904	$297,900 (-) Land $35,996 Building $261,904
2025	$1,914.00 (-23.87%)	$297,900 (+12.08%) Land $35,996 Building $261,904	$297,900 (+12.08%) Land $35,996 Building $261,904
2024	$2,514.00 (+18.81%)
2023	$2,116.00	$265,800	$265,800 Land $30,454 Building $235,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: TCT Internet, Verizon.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures