815 Temple Rd, #B, Ladson, SC 29456 Property Records

Berkeley County property record for 815 Temple Rd, #B, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,078 sqft · built 1986
Lot Size	0.114 acres (4,978 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Jun 2025)
Tax Bill	$606 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-03-06-011`

Property Details

APN / Parcel Number

Primary APN	`233-03-06-011`
Alternative APN	`233-03-06-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,078 sqft Finished Area
Gross Area	1,098 sqft
1st Floor Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,978 sqft (0.114 acres)
Porch	Slab
Porch Area	20 sqft

Location & Zoning

Street Address	815 TEMPLE RD, B
City	LADSON
State	SC
Zip	29456-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXES
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	46
Legal Lot Number	17-B
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2001
Census Tract	20717

Owner

815 Temple Rd, #B is owned and occupied by an individual who bought it in June 2025.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	815 TEMPLE RD, B, LADSON, SC 29456-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 1, 2017	Grant Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Nov 1, 2017 · Amount on File
Deed Document Number	202520615
Deed Book / Page	5239 / 747
Prior Transfer Date	Dec 13, 2004
Prior Transfer Doc	0000038551
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	815 TEMPLE RD # B, B, LADSON, SC 29456-3252
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 TEMPLE RD B, B, LADSON, SC 29456-3252

Mortgage

Document Number	05504/0241
Date	Mar 13, 2026
Book Page	5504/241
Instrument	2026008623

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	815 TEMPLE RD # B, B, LADSON, SC 29456-3252
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4025/0256
Date	Oct 27, 2021
Book Page	4025/256
Instrument	2021050846

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Nov 1, 2017
Property Address	815 TEMPLE RD # B, B, LADSON, SC 29456-3252
Document Number	2601/0019
Book / Page	002601 / 000019
Instrument Date	Oct 27, 2017
Instrument	39875
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 TEMPLE RD #B LADSON SC 294563252, B, LADSON, SC 29456-3252

Mortgage

Document Number	2601/0023
Date	Nov 1, 2017
Book Page	002601/000023
Instrument	39876

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 815 Temple Rd, #B was $606 with a homeowner's exemption, up 6.1% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 (+4,820.7%) Land $48,800 Building $174,600	$223,400 (+5.33%) Land $48,800 Building $174,600
2025	$606.00 (+6.13%) Homeowner's exemption	$4,540 (-) Land $803 Building $3,737	$212,100 (-) Land $37,500 Building $174,600
2024	$571.00 Homeowner's exemption	$4,540 Land $803 Building $3,737	$212,100 Land $37,500 Building $174,600
2022	$572.00 Homeowner's exemption	$3,948 Land $700 Building $3,248	$98,700 Land $17,500 Building $81,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 815 Temple Rd, #B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Temple Rd, #B is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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