813 Temple Rd, #A, Ladson, SC 29456 Property Records

Berkeley County property record for 813 Temple Rd, #A, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,066 sqft · built 1986
Lot Size	0.124 acres (5,428 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (May 2023)
Tax Bill	$949 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-03-06-003`

Property Details

APN / Parcel Number

Primary APN	`233-03-06-003`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,066 sqft Finished Area
Gross Area	1,136 sqft
1st Floor Area	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,428 sqft (0.124 acres)
Porch	Slab
Porch Area	70 sqft

Location & Zoning

Street Address	813 TEMPLE RD, A
City	LADSON
State	SC
Zip	29456-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXESLOT 16-A - BLOCK 46 - SECTION VII
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	46
Legal Lot Number	16-A
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2001
Census Tract	20717

Owner

813 Temple Rd, #A is owned and occupied by an individual who bought it in May 2023.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	813 TEMPLE RD, A, LADSON, SC 29456-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 20, 2021	Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 2, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202312868
Deed Book / Page	4546 / 982
Prior Transfer Date	Aug 22, 2011
Prior Transfer Doc	9081/0086
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	May 3, 2023
Property Address	813 TEMPLE RD # A, A, LADSON, SC 29456-3252
Document Number	04546/0982
Book / Page	4546 / 982
Map Reference	CAB R SL 144-B&149-A
Instrument Date	Apr 27, 2023
Instrument	2023012868
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 TEMPLE RD # A, A, LADSON, SC 29456-3252

Mortgage

Document Number	2023012869
Date	May 3, 2023
Instrument	2023012869

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	04547/0021
Date	May 3, 2023
Book Page	4547/21
Instrument	2023012870

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	NEW ZION, SC 29111

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	120 Months
Due	May 2, 2033

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 20, 2021
Property Address	813 TEMPLE RD # A, A, LADSON, SC 29456-3252
Document Number	3976/0954
Book / Page	3976 / 954
Map Reference	CAB R SL 144-B-149-A
Instrument Date	Sep 16, 2021
Instrument	2021044475
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 TEMPLE RD # A, A, LADSON, SC 29456-3252

Mortgage

Document Number	2021044476
Date	Sep 20, 2021
Instrument	2021044476

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Dec 2, 2019
Property Address	813 TEMPLE RD # A, A, LADSON, SC 29456-3252
Document Number	03207/0377
Book / Page	3207 / 0377
Instrument Date	Nov 25, 2019
Instrument	2019043942
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 TEMPLE RD # A, A, LADSON, SC 29456-3252

Mortgage

Document Number	2019043943
Date	Dec 2, 2019
Instrument	2019043943

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 813 Temple Rd, #A was $949 with a homeowner's exemption, up 5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,800 (+2,4%) Land $37,500 Building $175,300	$212,800 (-) Land $37,500 Building $175,300
2025	$949.00 (+4.98%) Homeowner's exemption	$8,512 (-) Land $1,500 Building $7,012	$212,800 (-) Land $37,500 Building $175,300
2024	$904.00 Homeowner's exemption	$8,512 Land $1,500 Building $7,012	$212,800 Land $37,500 Building $175,300
2022	$2,656.00 Homeowner's exemption	$6,392 Land $1,200 Building $5,192	$159,800 Land $30,000 Building $129,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 Temple Rd, #A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Temple Rd, #A is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Temple Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures