813 Temple Rd, #B, Ladson, SC 29456 Property Records

Berkeley County property record for 813 Temple Rd, #B, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 976 sqft · built 1986
Lot Size	0.113 acres (4,943 sqft)
Owner	Individual Name on File
Last Sale	$59,900 (Mar 2011)
Tax Bill	$462 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-03-06-012`

Property Details

APN / Parcel Number

Primary APN	`233-03-06-012`
Alternative APN	`233-03-06-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	976 sqft Finished Area
Gross Area	1,074 sqft
1st Floor Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,943 sqft (0.113 acres)
Porch	Slab
Porch Area	98 sqft

Location & Zoning

Street Address	813 TEMPLE RD, B
City	LADSON
State	SC
Zip	29456-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXESLOT 16B - BLK 46 - SECT VII
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	46
Legal Lot Number	16-B
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2001
Census Tract	20717

Owner

813 Temple Rd, #B is owned and occupied by an individual who bought it in March 2011.

Source: Berkeley County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	813 TEMPLE RD, B, LADSON, SC 29456-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit BAYER HERITAGE FEDERAL CREDIT UNION
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAYER HERITAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2011 · Amount on File
Deed Sale	Mar 17, 2011 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Document Number	20114963
Deed Book / Page	8860 / 281
Prior Transfer Date	Dec 13, 2004
Prior Transfer Doc	0000038551
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Sep 28, 2026
Property Address	813 TEMPLE RD, B, LADSON, SC 29456-3252
Document Number	0000034980
Book / Page	5723 / 327
Instrument Date	Sep 15, 2026
Instrument	202634980
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	813B TEMPLE RD, B, LADSON, SC 29456-3252

Mortgage

Document Number	0000034980,
Date	Sep 28, 2026
Book Page	5723/327
Instrument	202634980

Lender

Name	BAYER HERITAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	813 TEMPLE RD # B, B, LADSON, SC 29456-3252
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04006/0746
Date	Oct 13, 2021
Book Page	4006/746
Instrument	2021048491

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	PROCTOR, WV 26055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 813 Temple Rd, #B was $462 with a homeowner's exemption, up 7.2% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,680 (+2,399.3%) Land $13,241 Building $58,439	$203,000 (-) Land $37,500 Building $165,500
2025	$462.00 (+7.19%)	$2,868 (-) Land $530 Building $2,338	$203,000 (-) Land $37,500 Building $165,500
2024	$431.00 Homeowner's exemption	$2,868 Land $530 Building $2,338	$203,000 Land $37,500 Building $165,500
2022	$429.00 Homeowner's exemption	$2,493 Land $461 Building $2,032	$94,600 Land $17,500 Building $77,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 Temple Rd, #B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Temple Rd, #B is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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