815 S Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 815 S Maple St, Effingham, IL 62401

Property Summary

Property TypeCommercial
Details13,200 sqft · built 1990
Lot Size0.71 acres (30,928 sqft)
OwnerCompany Name on Record
Last Sale$800,000 (Apr 2021)
Tax Bill$8,718 (2022)
Deeds & MortgagesSep 2017 Line of Credit
Aug 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-16-041-068

Property Details

APN / Parcel Number

Primary APN03-16-041-068

Interior

Building Area13,200 sqft Base Area
Basement Area13,200 sqft

Exterior

Year BuiltBuilt 1990
Lot Area30,928 sqft (0.71 acres)
Garage Area13,200 sqft
Parking Spaces42 Parking Spaces

Location & Zoning

Street Address815 S MAPLE ST
CityEFFINGHAM
StateIL
Zip62401-2641
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 1,2,3,4 & 5 BLK 10 ROBES ADD B TO WESTERN 3674/53 2584/236 1687/106 1026/148
Legal SubdivisionROBES ADDITION
Legal Block10
Legal Lot Number1-5
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2036
Census Tract950800

Owner

Source: Effingham County records, as of August 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 93, SIGEL, IL 62462-0093
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NEIGHBOR BANK NA
Aug 1, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NEIGHBOR BANK NA
Apr 6, 2021Deed, Transfer · Line of Credit
TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2021 · Amount on Record
Deed SaleApr 6, 2021 · Amount on Record
Prior SaleDec 7, 2009
Deed Document Number202121001663
Deed Book / Page3674 / 53
Record UpdatedJun 7, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address815 S MAPLE ST, EFFINGHAM, IL 62401-2641
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003334/100
DateSep 18, 2017
Book Page3334/100
Instrument201701704428
Lender
NameFIRST NEIGHBOR BANK NA
TypeBank
AddressGREENUP, IL 62428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term58 Months
DueJul 30, 2022
Interest
Rate5.37%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address815 S MAPLE ST, EFFINGHAM, IL 62401-2641
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003323/051
DateAug 1, 2017
Book Page3323/051
Instrument201701703695
Lender
NameFIRST NEIGHBOR BANK NA
AddressMATTOON, IL 61938
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueJul 30, 2022
Interest
Rate5.37%

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateApr 6, 2021
Property Address815 S MAPLE ST, EFFINGHAM, IL 62401-2641
Document Number0003674/53
Book / Page3674 / 53
Instrument DateApr 1, 2021
Instrument202121001663
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address12001 NETWORK CENTRE, 12001, EFFINGHAM, IL 62401

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 93, SIGEL, IL 62462-0093

Mortgage

Document Number202121001664
DateApr 6, 2021
Instrument202121001664
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 1, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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