609 S Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 609 S Maple St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,364 sqft · built 1900
Lot Size	0.289 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Jan 2020)
Tax Bill	$2,275 (2022)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-039-010`

Property Details

APN / Parcel Number

Primary APN	`03-16-039-010`

Interior

Stories	1 Story
Building Area	1,364 sqft Base Area
Basement Area	660 sqft

Exterior

Year Built	Built 1900
Construction Type	Frame
Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Street Address	609 S MAPLE ST
City	EFFINGHAM
State	IL
Zip	62401-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MAPLE GROVE SUBD 3524/289 3058/297 2521/315 2482/97 974/95
Legal Subdivision	MAPLE GROVE SUBD
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2011
Census Tract	950800

Owner

Source: Effingham County records · APN 03-16-039-010

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1006 CRESTWOOD DR, EFFINGHAM, IL 62401-3160
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2020 · Amount on Record
Deed Sale	Jan 03, 2020 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	202020000052
Deed Book / Page	3524 / 289
Record Updated	Jun 07, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 03, 2020
Property Address	609 S MAPLE ST, EFFINGHAM, IL 62401-2612
Document Number	003524/289
Book / Page	3524 / 289
Map Reference	MB 3058 PG 300
Instrument Date	Jan 02, 2020
Instrument	202020000052
Transaction Type	Transfer
Record Updated	Aug 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S MAPLE ST, EFFINGHAM, IL 62401-2612

Mortgage

Document Number	202020000053
Date	Jan 03, 2020
Instrument	202020000053

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,275.00	$17,310 Land $11,880 Building $5,430	$51,930 Land $35,640 Building $16,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Consolidated Communications DSL	500 / 75
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AT&T, Wabash Telephone Cooperative, Wisper ISP.

Based on FCC filings for 394 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.