608 S Maple St, Effingham, IL 62401 Property Records

Effingham County property record for 608 S Maple St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	5,820 sqft · built 2002
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$121,000 (Oct 2022)
Tax Bill	$5,196 (2022)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-039-072`

Property Details

APN / Parcel Number

Primary APN	`03-16-039-072`

Interior

Building Area	5,820 sqft Base Area
Basement Area	5,820 sqft

Exterior

Year Built	Built 2002
Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	608 S MAPLE ST
City	EFFINGHAM
State	IL
Zip	62401
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 7 BLK 25 LESS 6FT N SIDE & LOT 8 BLK 25 ADD A TO WESTERN ADDN & ALL THAT PT OF VACATED ALLEY 3816/330 1710/273
Legal Subdivision	WESTERN ADDITION
Legal Block	25,25
Legal Lot Number	7-8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2007
Census Tract	950800

Owner

Source: Effingham County records, as of August 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 E EVERGREEN AVE, EFFINGHAM, IL 62401
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Special Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSROADS BANK
Jun 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Deed Document Number	202222004155
Deed Book / Page	3816 / 330
Record Updated	Jun 7, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Oct 13, 2022
Property Address	608 S MAPLE ST, EFFINGHAM, IL 62401
Document Number	003816/330
Book / Page	3816 / 330
Map Reference	MB 13 PG 238
Instrument Date	Oct 7, 2022
Instrument	202222004155
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 N 2ND ST, 104, EFFINGHAM, IL 62401-3492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E EVERGREEN AVE, EFFINGHAM, IL 62401

Mortgage

Document Number	202222004156
Date	Oct 13, 2022
Instrument	202222004156

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2042

Interest

Rate Type	Fixed Rate
Rate	4.06%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	608 S MAPLE ST, EFFINGHAM, IL 62401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3472/104
Date	Jun 11, 2019
Book Page	3472/104
Instrument	201901902143

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 7, 2024

Interest

Rate	4.98%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$5,196.00	$77,640 Land $33,260 Building $44,380	$232,920 Land $99,780 Building $133,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Wabash Communications, Wisper ISP.

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