815 N Lacy Dr, Waco, TX 76705 Property Records

McLennan County property record for 815 N Lacy Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,365 sqft · built 1961
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,394 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-038100-001100-8`

Property Details

APN / Parcel Number

Primary APN	`20-038100-001100-8`
Alternative APNs	`2003810000110080111` `115551`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Flooring	Carpet

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,125 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	201 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	815 N LACY DR
City	WACO
State	TX
Zip	76705-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PASSMORE LOT 11B 12A BLOCK 1 ACRES .1865
Legal Subdivision	PASSMORE
Legal Block	1
Legal Lot Number	11B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1050
Census Tract	3200

Owner

815 N Lacy Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	815 N LACY DR, WACO, TX 76705-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
May 17, 2019	Grant Deed, Transfer KALOS PROPERTIES LLC
Jan 2, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jan 2, 2019	Warranty Deed, Transfer OTHER
Jul 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017
Deed Sale	Jul 27, 2017
Deed Document Number	201724269
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	815 N LACY DR, WACO, TX 76705-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014244
Date	May 1, 2019
Instrument	2019014244

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 17, 2019
Property Address	815 N LACY DR, WACO, TX 76705-1013
Document Number	0000016201
Instrument Date	May 10, 2019
Instrument	16201
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 N LACY DR LACY LAKEVIEW TX 767051013, LACY LAKEVIEW, TX 76705-1013

Mortgage

Document Number	16202
Date	May 17, 2019
Instrument	16202

Lender

Name	KALOS PROPERTIES LLC
Address	PO BOX 24115, WACO, TX 76702-4115

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 2, 2019
Property Address	815 N LACY DR, WACO, TX 76705-1013
Document Number	0000000143
Instrument Date	Dec 27, 2018
Instrument	143
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	710 N 64TH ST #A WACO TX 767104387, A, WACO, TX 76710-4387

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 2, 2019
Property Address	815 N LACY DR, WACO, TX 76705-1013
Document Number	0000000142
Instrument Date	Dec 26, 2018
Instrument	142
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 24115 WACO TX 767024115, WACO, TX 76702-4115

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 27, 2017
Property Address	815 N LACY DR, WACO, TX 76705-1013
Document Number	0000024269
Instrument Date	Mar 9, 2017
Instrument	24269
Transaction Type	Transfer
Record Updated	Aug 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	5400 BOSQUE BLVD #600 WACO TX 767104489, 600, WACO, TX 76710-4489

Tax Assessment & Valuation

The 2025 property tax bill for 815 N Lacy Dr was $1,394 with a homeowner's exemption, down 61.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,762 (-4.18%) Land $35,588 Building $105,174	$140,762 (-4.18%) Land $35,588 Building $105,174
2025	$1,394.00 (-61.34%) Homeowner's exemption	$146,910 Land $32,340 Building $114,570	$146,910 Land $32,340 Building $114,570
2024	$3,606.00
2023		$171,930 Land $32,340 Building $139,590	$171,930 Land $32,340 Building $139,590
2022	$3,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 N Lacy Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 N Lacy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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