McLennan County property record for 809 N Lacy Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,002 sqft · built 1961 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $747 (2024) |
| Deeds & Mortgages | Sep 2021 Reverse Mortgage Jan 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 200381000008008 |
| Primary APN | 200381000008008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Gross Area | 1,277 sqft |
| 1st Floor Area | 1,002 sqft |
| Flooring | Softwood |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 275 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Driveway | Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Fence | Fence |
| Storage Building | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 115548 |
|---|---|
| Old Parcel Number | 2003810000080080111 |
| Street Address | 809 N LACY DR |
| City | WACO |
| State | TX |
| Zip | 76705-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PASSMORE LOT B8 A9 BLOCK 1 ACRES .18 |
| Legal Subdivision | PASSMORE |
| Legal Block | 1 |
| Legal Lot Number | B8 A9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 3200 |
Source: McLennan County records · APN 200381000008008
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 N LACY DR, WACO, TX 76705-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 04, 2018 | Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 04, 2018 |
| Transfer Doc | 0000000330 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 809 N LACY DR, WACO, TX 76705-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 809 N LACY DR, WACO, TX 76705-1013 |
| Document Number | 0000035393 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021035393 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 04, 2018 |
| Property Address | 809 N LACY DR, WACO, TX 76705-1013 |
| Document Number | 0000000330 |
| Map Reference | VOL692 PG366 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 2018000330 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 809 N LACY DR, WACO, TX 76705-1013 |
| Document Number | 0000000331 |
|---|---|
| Date | Jan 04, 2018 |
| Instrument | 2018000331 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.58% |
| Type Change Date | Jan 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,490 (-25.79%) Land $31,680 Building $105,010 | $136,690 (-14.39%) Land $31,680 Building $105,010 | |
| 2024 | $747.00 (+55.95%) | ||
| 2023 | $159,670 Land $31,680 Building $127,990 | $159,670 Land $31,680 Building $127,990 | |
| 2022 | $479.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Helmsco Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 461 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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